Bank Account Number – How to Check Online?

Your bank account number is important in terms of taking care of your money and keeping track. You need it at various places like getting your salary, paying bills, sending money to someone, or setting up a plan to pay back a loan. Your bank account number is necessary for every money transaction you make. 

Sometimes people forget where they put their bank account details and they do not know how to find their bank account number on the internet. The good thing is that now banks have many safe and easy ways for you to see your account information on the computer or phone. 

In this guide, we will tell you how to find your bank account number, on the internet where you can find it and what you should do to keep your account details safe when you are looking at them online. 

Bank Account Number of Digits 

The number of digits in a bank account number varies from bank to bank in India. Here’s a general overview: 

• Public Sector Banks: Usually have account numbers ranging from 11 to 16 digits 

• Private Sector Banks: Commonly use 14-to-18-digit account numbers 

• Regional and Cooperative Banks: Typically issue account numbers with 10 to 12 digits 

If you are unsure about the exact format of your bank account number, you should verify it directly through your bank’s official website, mobile banking app or customer support. 

Importance of Account Numbers in Financial Transactions 

Your bank account number is essential for carrying out secure and accurate financial transactions. Here’s why it matters: 

Receiving Payments 

Your salary, refunds, government benefits and other credits are transferred directly to your bank account using your account number. 

Money Transfers 

Whether you are using UPI, NEFT, RTGS or IMPS, entering the correct account number ensures your funds reach the intended recipient safely. 

Bill Payments and Subscriptions 

Utility bill payments, credit card dues, OTT subscriptions and automatic debits are linked to your bank account details. 

Loan Repayments and Disbursements 

Setting up NACH e-mandates for automatic EMI payments requires your account number and bank details. 

Fraud Prevention 

Using the correct account number helps reduce failed transactions and protects your funds from being transferred to the wrong account. 

How to Find Your Bank Account Number Online 

If you do not have access to physical banking documents, you can still check your account number online through several convenient methods. 

Via Mobile Banking App 

Most banks provide mobile banking apps that allow customers to access account details securely. 

Steps to check your account number through a banking app: 

1. Open your bank’s mobile banking app 

2. Log in using your credentials or biometric authentication 

3. Go to the ‘My Accounts’ or ‘Account Summary’ section 

4. Your account number will be displayed along with account balance and branch details 

Through Internet Banking 

Internet banking is another reliable way to find your account number online. 

Steps to check via net banking: 

1. Visit your bank’s official website 

2. Log in using your User ID and password 

3. Navigate to ‘Account Details’, ‘Profile’ or ‘Dashboard’ 

4. View your account number and related information 

Via Bank SMS Service 

Many banks offer SMS banking services for quick access to account details. 

How it works: 

• Send a predefined keyword like BAL, ACCT or similar to the bank’s official SMS banking number 

• Use your registered mobile number 

• You will receive an SMS containing your account details and available balance 

Aadhaar-Linked Bank Services 

If your Aadhaar card is linked to your bank account, you can check the linked bank details through UIDAI services. 

You can: 

• Visit the official UIDAI website 

• Use Aadhaar-enabled banking services 

• Verify which bank account is linked with your Aadhaar number 

Where to Find Your Bank Account Number? 

If you are unable to access online banking, you can still locate your account number using offline methods. 

Bank Passbook 

Your account number is usually printed on the first page of your passbook along with your name and branch details. 

Cheque Book 

Your bank account number is printed at the bottom of every cheque leaf. 

Bank Statements 

Physical or digital bank statements always contain your account number. 

Debit Card Assistance 

Although debit cards do not display your full bank account number, customer care can help you retrieve it after identity verification. 

Customer Care Support 

You can contact your bank’s official customer support helpline and verify your identity to get your account details securely. 

Security Considerations While Checking Account Details Online 

When accessing your bank account details online, it is important to follow proper security practices to protect your financial information. 

• Always use your bank’s official mobile app or website 

• Avoid logging into banking services using public Wi-Fi networks 

• Never share your OTP, PIN or internet banking password with anyone 

• Enable two-factor authentication whenever available 

• Log out after checking account details on shared devices 

• Avoid clicking on suspicious banking links received through SMS or email 

• Regularly update your mobile banking app for the latest security features 

• Verify website URLs carefully before entering login credentials 

Conclusion 

You need to know how to check your bank account number. This can save you a lot of time. Help you take care of your money better. You can do this in a ways: by using your mobile phone to do banking by using a computer to do internet banking by sending an SMS or by looking at your physical banking papers. 

It is really easy and safe to get to your account details. You need your bank account number for everything you do with money. So, it is an idea to keep it somewhere you can get to it and keep it safe. If you do things the way when you do banking, you can protect your money from bad people who might try to take it. 

If you want to be smart about your money, Fibe can help you. They can give you money when you need it with something called cash loans. They also have something called Loan Against Funds. This means you can get money quickly and easily. 

FAQs on How to Find Bank Account Number 

1. How do I find my bank account number on my phone? 

You can find your bank account number through your bank’s mobile banking app, internet banking portal or SMS banking service. You may also contact customer care using your registered mobile number. 

2. How can I check my account number via SMS? 

To check your account number through SMS, send the designated keyword provided by your bank, such as BAL or ACCT, to the bank’s official SMS banking number using your registered mobile number. 

3. Can I find my bank account number using my mobile number? 

Banks do not directly reveal account numbers solely through a mobile number for security reasons. However, you can access your account details through mobile banking apps, customer support or branch visits after proper verification. 

4. How do I retrieve my bank account number using my Aadhaar card? 

If your Aadhaar card is linked to your bank account, you can verify linked bank details through UIDAI services, Aadhaar-enabled banking, or by visiting your bank branch with identity proof. 

5. Can I check my account number through ATM? 

Yes, some banks allow customers to view partial or complete account details through ATM services. You can also print a mini statement from the ATM, which may contain your account number. 

6. Is the bank account number printed on a cheque book? 

Yes, your bank account number is printed at the bottom of every cheque leaf in your cheque book along with the IFSC code and the cheque number.