Salary Advance Loan - Get Salary in Advance Any Day

Whether it’s your piled-up bills or an unexpected home renovation enable Fibe’s Salary Advance program for your employees. Fibe ensures easy financing for every need of your employees in minutes.

Salary Advance

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Fibe is the trusted partner for corporates across India

Our host of financial products like Fibe Salary Advance enables workers to access their salary.

Active corporate tie-ups
30+ lakhs
Employees can access our benefits
Employee engagement activities
Net promoter score
Fibe personal loan and instant cash loan app

Understanding Salary Advance Loans

For a working professional, sometimes their salary is not enough to meet all financial demands, especially in the case of an emergency. Instead of getting a loan or banking on their savings, employees can ask their employers for their salary in advance. 

Fibe Salary Advance program allows employers to extend credit of up to ₹5 lakhs with quick approval and swift disbursement. Employees can choose a flexible tenure of up to 36 months and the EMIs will be deducted from their salary each month. This makes it a budget-friendly instant credit solution.

Benefits of a Salary Advance Loan

Apply for credit and enjoy the following pros:

Flexible Tenure:

You can choose any tenure ranging from 3 to 36 months for a comfortable repayment experience. 

Collateral Free:

No need to pledge any asset, reducing the risk of borrowing. 

High-Value Loan:

Get up to ₹5 lakhs effortlessly and use the amount without any restriction.  

Minimum Documentation:

No lengthy paperwork, and submit just the basic documents online. 

Quick Approval:

Check your eligibility and get a loan on favorable terms. 

Easy Application Process:

Apply anytime, anywhere by downloading the Fibe application on your mobile.  

The Fibe Advantage

salary advance

Implement salary advance at no cost and liability

Attract top talent

Attract top talent and reduce employee attrition

Fibe personal loan and instant cash loan app
Minimal tech integration

Minimal tech integration for the setup

Boost productivity

Boost productivity by reducing financial stress

Get Started in Just 4 Steps

Here are a few easy steps that can help you integrate Fibe's instant loan on salary offering into your portal seamlessly.

Fibe personal loan and instant cash loan app
  • Onboarding

    Salary Advance program is activated

    Fibe personal loan and instant cash loan app
  • Integration

    Corp adds banners on CRMs/shares it on email

    Fibe personal loan and instant cash loan app
  • Disbursal

    Employees sent to Fibe portal for approval

    Fibe personal loan and instant cash loan app
  • Smart repay

    Employees can set-up the smart repay

    Fibe personal loan and instant cash loan app

Here's what our customers think of us!

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Readily Available
Making instant cash & salaries readily available to our employees has become very easy, now that we have partnered with Fibe. While we do have an internal salary advances procedures, working with Fibe has given an additional benefit to our employees to help them take faster financial decisions.
Zeeshan Ramlan Head of HR

Zeeshan Ramlan

Director & Head of HR @ Coinswitch kuber

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Intuitive credit suite
Intuitive and all-in-one place features makes this easy to recommend as a credit suite that employees can depend on with trust, especially in a time like this when medical emergencies are all around us. Kudos to Fibe (EarlySalary)!
Snehal Yadav HR Manager

Snehal Yadav

HR Manager @ Knorr Bremse Group

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FAQs on Salary Advance

A Salary Advance can offer cash up to ₹5 lakhs through an online application in just 10 minutes. Employees can choose a flexible tenure of 3 to 36 months to repay the advance easily. They can also prepay the amount at 0 foreclosure charges with Fibe.

An Advance Salary doesn’t have any end-use restrictions.  It can be used for anything like paying for medical expenses, travel, managing wedding expenses, upskilling, etc.

We will need some basic documents like income proof, address proof and identity proof to get salary in advance.

We ensure the process for applying for any of our products is as easy and hassle-free as possible. The eligibility criteria for an advance salary are simple. They are as follows:

Age: 21 – 55 years
Residence: India
Minimum salary:
₹15,000 in non-metro
₹18,000 in metro

When an employee get Salary Advance they’re basically getting a short-term personal loan. It can be an excellent way for employees, especially those who are new to credit, to build a credit history and create a good credit score. Employees should therefore ensure that timely EMI repayments are made.

A Salary Advance in India may or may not be taxable, depending on the end-use.

This depends on the terms of agreement. If the employer is agrees to providing employee data, we may require minimal information like KYC details, employee phone numbers and income proof. These details will only be used for underwriting the employee. Alternatively, the employer can choose not to provide any employee details.

Almost 95% of our customers are underwritten through a completely automated process. It takes about 10 minutes to disburse the amount.

Yes, employees who don’t have a credit history can still get a salary in advance.

The auto-deductions against any advance salary is not reflected in the payslip. Employees will need to set-up a smart repay system from their account with Fibe.

The outstanding amount will be recovered by Fibe independently. However, there is no liability on the employer whatsoever.

Our corporate customers get a special 0.5% benefit of interest rates, reduced processing fees and exclusive offers. Moreover, the interest is applicable for only the number of days for which the amount is utilised.

We are an RBI-regulated company, we maintain the highest data security standards. Our application is PCI DSS compliant.

Employees can get a minimum of ₹ 8,000 and a maximum of up to ₹ 5 lacs as an advance salary.