Cool Comfort: Get Your AC on EMI!

39 Mn+

App downloads

9 Mn+

Loans given

₹40,000 Cr+

Money disbursed

8,500+

Partner tie-ups

Fibe personal loan and instant cash loan app

Air Conditioner on EMI with Fibe

Stay cool without burning a hole in your pocket by opting for an AC on EMI with Fibe. With flexible repayment options, you can easily manage your finances while enjoying the comfort of a new air conditioner. Whether you're looking for a split AC, a window AC or any other type, Fibe makes buying an air conditioner on EMI simple. Choose the perfect AC unit for your home or office and pay for it in easy monthly instalments.

Here’s why it is recommended to buy air conditioner on EMI:
Flexible repayment options: Choose an EMI plan that fits your budget, with tenures ranging from 3 to 36 months.
No hefty upfront costs: Enjoy your new AC without the burden of a large one-time payment.
No credit card required: Access EMI options even without a credit card, making it convenient for everyone.
Wide range of AC types: Wide range of AC types: Whether you prefer a split AC, window AC or any other model, Fibe’s financial solutions cover it all.
Quick and easy approval: Get instant approval for your AC purchase on EMI with minimal documentation.
Manageable monthly payments: Pay for your air conditioner in small, manageable monthly installments while staying cool year-round.

AC on EMI Calculator

Use our AC on EMI calculator to determine your monthly payments for your new air conditioner. Simply enter the price of the AC, select the tenure and view your EMI amount instantly. This tool helps you plan your budget effectively, ensuring that your EMI air conditioner payments are manageable.

Loan amount1,45,000

Interest rate18

Select EMI option12

Your monthly instalment:

₹0

Total interest

₹0

Principal amount

₹1,45,000

Total amount

₹0

Apply for loan

Eligibility & Documents Required to Avail of Air Conditioner on EMI

Fibe provides a smooth and rapid process during these critical situations. Thus, if you need an urgent loan of ₹4 lakhs, our eligibility criteria and document requirements ensure a hassle-free experience.

Eligibility:

Must be an Indian resident

Age between 21 to 60 years

Regular income source

Documents Required:

Identity proof (Aadhaar, PAN card)

Address proof (utility bill, rental agreement)

Income proof (salary slip, bank statement)

Mutual fund statements, if pledging as collateral

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Steps to Buy AC Products Online on EMI Without Credit Card

Choose Your AC
Select the air conditioner model you wish to purchase
Apply for EMI
Visit the Fibe website and choose the EMI option during checkout
Documents
Upload necessary documents like ID proof and income details
Get Approval
Wait for Fibe’s quick approval and verification process
Enjoy Your AC
Once approved, the AC will be shipped and you can enjoy it while paying monthly EMIs

Steps to Buy AC Products Online on EMI With Credit Card

Select Your AC: Pick the desired air conditioner from any online store
Choose EMI Option: At checkout, select ‘Pay with Credit Card EMI’ as your payment method
Enter Card Details: Fill in your credit card information and select the EMI tenure
Verify and Complete: Confirm your payment and the AC will be dispatched
Make Monthly Payments: Pay the EMI amount each month through your credit card bill

AC On EMI FAQs

Yes, you can purchase an AC on EMI through various financing options provided by Fibe.

Fibe offers personal loans specifically designed to help you buy an AC on EMI. You can get cash up to ₹5 lakhs within 2 minutes.

Shopping on EMI with a Fibe loan allows you to split payments, making it easier to manage your budget.

Yes, Fibe provides EMI options even without a credit card for buying an AC.

Higher interest rates increase your EMI amount, so it’s crucial to choose a competitive rate.

There might be minimal processing fees or charges, depending on the lender’s policy.

Yes, Fibe allows you to prepay your EMI without any prepayment penalties.

You can upgrade your AC, but you might need to settle the current EMIs first.

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