Motor Insurance Blogs

 Motor insurance renewal online takes under 10 minutes – if you know what you are doing. This guide covers every step from document prep to payment, plus what to do if your policy has already lapsed.  Renewing motor insurance online honestly takes less time than ordering food. Under 10 minutes, usually less. But every year, thousands of vehicle owners either lapse …

This article covers the complete motor insurance claim process in India, from documenting the incident and filing an FIR to submitting documents and receiving settlement. Whether you are filing a cashless or reimbursement claim, you can complete the process in under 30 days if you follow the right steps.  Most people learn the motor insurance claim process the hard way, standing next …

This article explains No Claim Bonus (NCB) in motor insurance covering what it means, how IRDAI’s standardised discount slabs work from 20% to 50% and how to transfer, protect and maximise your NCB savings. Takes about 6 minutes to read.  Saved ₹11,500 on car insurance without doing anything special. That is what 5 claim-free years does for you, thanks …

 This article explains what IDV (Insured Declared Value) means in motor insurance, how it is calculated using IRDAI’s depreciation schedule and why choosing the right IDV affects both your annual premium and your claim payout. Covers cars and two-wheelers. Takes about 5 minutes to read.  IDV – Insured Declared Value – is the number that …

This article covers how to transfer car insurance to a new owner in India – who initiates the process, which documents are required and the 14-day deadline you cannot afford to miss. Whether you are buying or selling a used car, this guide walks you through every step.  Buying or selling a used car in India? The RC (Registration …

Checking your bike insurance status online takes under 2 minutes using three official portals – VAHAN, IIB and your insurer’s own website. You only need your vehicle’s registration number or policy number. This guide walks through every method step by step, tells you what to do if your policy has lapsed and covers the most …

Motor insurance covers financial losses when your vehicle meets with an accident, gets stolen or causes harm to a third party. In India, third-party motor insurance is compulsory under the Motor Vehicles Act, 1988. Whether you want to understand what is covered, compare motor insurance plans or renew your policy online, this guide covers everything …