Get a Personal Loan of ₹1 Lakh Now

Apply now for a ₹1 lakh personal loan from Fibe in just 2 minutes with ease and at your convenience.

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Urgent need ₹1 lakh? Here’s how you can avail.

Cash requirements can arise anytime, anywhere. In case you're thinking, "I need ₹1 lakh urgently," then Fibe is all you'll need. With a hassle-free borrowing experience, our Instant Personal Loan is specifically designed to satisfy all of your urgent financial demands.

Getting a ₹1 lakh loan in just 2 minutes with Fibe is simply easy. We offer personalised solutions to ensure that urgent financial requirements, whether it's a medical emergency, pending bills or upgrading your professional skills, are met promptly. Our instant ₹1 lakh loan is crafted to be your reliable financial companion for all your credit needs.

Our 100% digital application process makes it incredibly convenient to apply for a ₹1 lakh personal loan from the comfort of your home. There are no more lengthy paperwork or time-consuming procedures – just a straightforward online application with minimal documentation. Fibe’s quick approval process ensures you receive the funds without unnecessary delays in your bank account in just 2 minutes.

Fibe Loans provides loans of ₹1 lakh, efficiently catering to diverse immediate financial needs. The flexibility of our loan options allows you to choose a repayment tenure at your comfort. It starts from 3 months to 36 months which aligns with your financial situation, ensuring a stress-free experience.

If you're in urgent need of a ₹1 lakh loan, Fibe is the right place for you to get. Apply online today to experience an instant borrowing experience. Fibe is here to help bridge the gap between your cash needs and the solution you seek.

Fees & Charges on ₹1 lakh Loan

Expect transparent and minimal fees when you choose Fibe for your ₹1 lakh personal loan. Our customer-centric approach ensures that you're aware of all charges upfront, giving you peace of mind throughout your loan tenure.

Fee type & Charges
Rate of InterestStarting from 16% p.a. on a reduced balance basis
Processing FeeStarting from 2% of the loan amount plus GST
Tenure3 to 36 months
APRStarting from 18%
Bounce Charges₹500 plus GST
Late Payment Charges₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount
Stamp Duty0.1% of the loan amount
Mandate Rejection Chrages₹250 plus GST
Pre-Closure ChargesNil

Calculate Your Monthly EMI for ₹1 lakh Personal Loan

Make efficient use of our user-friendly EMI calculator while planning your monthly spending. To obtain an instantaneous breakdown of your EMIs, just enter the amount of your loan and its tenure.

Your monthly instalment:
Total interest
Principal amount
Total amount

Eligibility & Documents Required for ₹1 lakh Personal Loan

When you're in need of a loan, you need to meet criteria set by the financial institutions or lenders to cater your immediate financial requirements. Fibe’s easy-to-qualify criteria ensure a straightforward and accessible application process. Here's a comprehensive guide to the eligibility criteria and necessary documents for getting a ₹1 lakh personal loan:

Eligibility Criteria

You must be between the ages of 21 to 55 years.

A minimum monthly in-hand income of ₹15,000 in non-metro cities and ₹18,000 in metro cities is required.

You must be a resident of India.

Documents Required

A Selfie: Your picture in good lighting.

PAN Card: Important document for identity verification.

Aadhaar Card: Ensures the legality of your application.

Salary Slips (last 3 months) or Bank Statements (last 6 months): Shows your financial stability.

Minimum CIBIL Score needed for a ₹1 lakh loan

To apply for a loan, your CIBIL score plays a vital role. Many lenders or financial institutions take a deep check on your financial history as they matter when it comes to taking a loan. We believe in providing opportunities, even if you have a limited credit history. At Fibe, you can apply for a loan even if you are ‘New To Credit’.

Easy steps to apply for ₹1 lakh loan

Applying for a ₹1 lakh loan with Fibe is a breeze, thanks to our user-friendly and efficient process. Follow these easy steps to get the funds you need:

Get ₹1 lakh personal loan now!

One-stop solutions for all your credit needs

Why choose Fibe for Instant Personal Loans?

Discover the unlimited benefits of Fibe's loan offerings:

Choose Personal Loan by amount

Our Other Products

Instant Cash Loan
Get up to ₹5 lakhs in just 2 minutes
Personal Loan for Salaried Individuals
Avail of cash starting from ₹8,000 at affordable rates and easy EMIs
Personal Loan for Government Employees
Easy loans for central and state government employees

Frequently Asked Questions

Yes, you can get the loan on your Aadhaar card or PAN card. Utilise these documents to complete your application hassle-free.

A good credit score enhances your chances for instant approvals. Fibe even caters to individuals who are ‘New To Credit’.

Fibe ensures quick approvals. The exact time may vary but our streamlined process ensures minimal waiting.

The interest rates vary from lender to lender. At Fibe, you enjoy affordable rates starting from 2% per month.

Apply online through our website or app, submit the required documents and get quick approval for an instant ₹1 lakh loan.

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Here's what our customers think of us!

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Instant loan in minutes
I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!
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Subham Pawar

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The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.
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Shilpi Mukherjee