Get Instant ₹2 Lakh Personal Loan

Apply now for a ₹2 lakh personal loan from Fibe, your reliable partner for easy and speedy upgrades.

Apply for quick approval
App downloads
Loans given
Money disbursed
Partner tie-ups

Get Your ₹2 Lakh Personal Loan Today with Fibe!

In the fast-paced world of personal finance, Fibe is your trusted companion. Whether it’s an unexpected bill or a planned expense, our ₹2 Lakh personal loan is designed for you. Getting loans can be a tricky and head-spinning process. But no worries!

Fibe’s got your back with a personal Loan of ₹2 Lakh. No hidden tricks, no confusing terms- Fibe is all about keeping the process crystal clear for you.

Apply now and let Fibe help you get an instant personal loan of ₹2 Lakh, simplifying your financial journey with an instant ₹2 Lakh personal loan.

Fees and Interest rates for ₹2 Lakh person loan

Navigating the landscape of fees and interest rates for a ₹2 Lakh person loan can be confusing, but Fibe simplifies it for you. Fibe offers competitive fees and transparent interest rates to ensure you make informed decisions. Our commitment is to make the process clear and straightforward, giving you the confidence you need when considering a personal loan of ₹2 Lakh.

Fee type & Charges
Rate of InterestStarting from 16% p.a. on a reduced balance basis
Processing FeeStarting from 2% of the loan amount plus GST
Tenure3 to 36 months
APRStarting from 18%
Bounce Charges₹500 plus GST
Late Payment Charges₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount
Stamp Duty0.1% of the loan amount
Mandate Rejection Chrages₹250 plus GST
Pre-Closure ChargesNil

Calculate the EMI for ₹2 Lakh person loan Today!

In the fast-paced world of personal loans, Fibe stands as your reliable companion. Getting a personal loan of ₹2 Lakh feel like a difficult process but not with Fibe, It’s as simple as a stroll in the park. No hidden tricks, no complex terms- Fibe is all about keeping things crystal clear for you. The Fibe EMI calculator will help you in finding our your EMI. Calculate now and let Fibe help you secure an instant personal loan of ₹2 Lakh.

2,00,000
14
12
Your monthly instalment:
0
Total interest
0
Principal amount
2,00,000
Total amount
0

Eligibility Criteria for an Instant ₹2 Lakh Personal Loan

Qualifying for a quick and instant ₹2 Lakh personal loan made simple with Fibe Getting a quick ₹2 Lakh personal loan with Fibe is super easy! No complications, no hassles-just straightforward access to the funds you need for your upgrades.

Eligibility Criteria

You must be between the ages of 21 to 55 years.

A minimum monthly in-hand income of ₹15,000 in non-metro cities and ₹18,000 in metro cities is required.

You must be a resident of India.

Documents Required

A Selfie: Your picture in good lighting.

PAN Card: Important document for identity verification.

Aadhaar Card: Ensures the legality of your application.

Salary Slips (last 3 months) or Bank Statements (last 6 months): Shows your financial stability.

Minimum CIBIL Score Required to Avail of a ₹2 lakh Loan

Your financial history holds significance when seeking a loan. Recognising the importance of credit needs, Fibe provides services tailored for individuals "New To Credit." Secure your immediate ₹2 lakh loan today using our user-friendly online application, promptly addressing your urgent financial needs. Apply now to enjoy the ease of obtaining instant loans through Fibe.

Get your personal loan of ₹2 Lakh in minutes: Hassle-free steps with Fibe!

To apply for a ₹2 lakh personal loan online, follow these straightforward steps:

Get ₹2 lakh personal loan now!

One-stop solutions for all your credit needs

Why choose Fibe for an instant personal loan of ₹2 Lakh?

Discover the benefits provided by Fibe's loan services:

Choose Personal Loan by amount

Our Other Products

Instant Cash Loan
Get up to ₹5 lakhs in just 2 minutes
Explore
Personal Loan for Salaried Individuals
Avail of cash starting from ₹8,000 at affordable rates and easy EMIs
Explore
Personal Loan for Government Employees
Easy loans for central and state government employees
Explore

Frequently Asked Questions

Absolutely! Fibe’s 100% digital process allows you to submit a clear selfie, proof of identity (Adhar Card, PAN Card), proof of address and proof of income (last 3 months bank statements or salary slips) for swift processing.

Fibe supports financial inclusivity. While a good credit score enhances approval chances, our eligibility criteria consider various factors, making loans accessible to individuals new to credit.

Fibe prioritises speed. After submitting your documents, expect instant approvals for a swift and seamless process.

Fibe ensures transparency. For a personal loan of ₹2 Lakh, the interest rate is 14% with flexible tenures from 3 to 36 months. Processing fees start from 2% of the loan amount, plus GST. Refer to our terms for details on bounce charges, late payment fees, stamp duty and pre-closure charges.

Fibe makes it quick and hassle-free. Download the Fibe app or visit our official website, register, fill in basic details and upload essential documents for instant approval. Your funds will be in your account within minutes.

Related Blogs

What is Buy Now Pay Later? Know its meaning, benefits and more
Personal Loan 22 Feb 2024
What is Buy Now Pay Later? Know its meaning, benefits and more

The Buy Now, Pay Later (BNPL) facility is becoming increasingly popular as more and more e-commerce platforms, banks and retailers now offer it. Thanks to its easy and quick approval, a large number of borrowers can now access short-term credit instantly.  To better understand what is Buy Now, Pay Later, how it works, its advantages […]

Read More 3 mins read
Reasons for Personal Loan Requirements: 8 Practical Instances
Personal Loan 15 Feb 2024
Reasons for Personal Loan Requirements: 8 Practical Instances

The reasons for personal loan requirements are many as there are no end-use restrictions on the funding you receive. As such, you can tackle several needs without any hassles or financial strain. Here are the top 8 instances where it can be an ideal option.  When Should Take Out a Personal Loan? Know more about […]

Read More 3 mins read
How to Buy a Mobile on EMI? All you need to know about mobile loans
Personal Loan 15 Feb 2024
How to Buy a Mobile on EMI? All you need to know about mobile loans

When you buy a mobile on EMI, there are several options that you can choose from. Nowadays, mobile phones are not simply used for communication but as a lifestyle choice, with many high-end options available. However, paying for such devices in a lump sum can increase your financial liability.  Therefore, you can opt for a […]

Read More 3 mins read
Explore all blogs
Fibe personal loan and instant cash loan app

The cool new vibe to finance!

Download the Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere

Here's what our customers think of us!

Fibe personal loan and instant cash loan app
Fibe starsFibe starsFibe starsFibe starsFibe stars
Instant loan in minutes
I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!
Shubham Pawan Profile

Subham Pawar

Fibe personal loan and instant cash loan app
Fibe starsFibe starsFibe starsFibe starsFibe stars
Quick and easy
The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.
Shilpi Mukherjee Profile

Shilpi Mukherjee