- Home
- Personal Loan
- Salaried Employees
Salaried Employee Personal Loans
Meet all your financial needs with Fibe’s Personal Loan for salaried employees. Get up to ₹5 Lakhs in just a few minutes.
Meet all your financial needs with Fibe’s Personal Loan for salaried employees. Get up to ₹5 Lakhs in just a few minutes.
With fixed incomes and daily expenses, managing big expenses for salaried individuals can be difficult. Taking professional courses to upskill, renovating your home or even planning a last-minute trip — Fibe can help you do it all. Employees of both public and private sectors can make use of this facility to cater to all their financial needs, no questions asked.
With Fibe’s instant financing solution for salaried employees, you can get up to ₹5 Lakhs of credit directly in your bank account within minutes. Our loans for salaried employees come with benefits such as no end-use restrictions, collateral-free, 100% digital process, choice of repayment tenures and many more. You just need to submit some basic documents online and get instant approval on your application, provided you meet our easy-to-meet eligibility criteria.
A loan EMI calculator is a useful tool that can help you calculate the monthly payouts against a loan that you take. An EMI consists of the principal amount and the interest component that you pay over a repayment tenure of your choice.
With Fibe, you can get credit up to ₹5 Lakhs at attractive interest rates in minutes. You can also calculate your EMI amount with an EMI calculator before applying for a loan and plan the repayment easily.
You can try out different tenures, principal amounts and come up with an EMI amount that works for you. Our EMI Calculator is pretty easy to use as well, move the slider to calculate the EMI amount in a fraction of a second.
You can recalculate your EMI amount anytime by just moving the sliders and adjusting it to the exact inputs.
You can apply for a personal loan for salaried individuals if the minimum in-hand salary is ₹15,000 in non-metro cities and ₹18,000 in metro cities.
With a 15000 salary, you can get a smaller range of loans depending on one lender to another lender. The loan amount also depends on your past credit history and accordingly, the credit is allocated. At Fibe, you can avail of a loan starting from ₹8,000 to ₹5 lacs.
The amount of the loan depends on the lender or financial institution and the credit history of the person who is applying for the loan.
To apply for a personal loan for salaried individuals, the minimum salary in hand should be ₹15,000 in non-metro cities and ₹18,000 in metro cities.
At Fibe, you get flexible repayment tenures where you can choose the tenure starting from 3 months to 24 months at a lucrative interest rate.
No. A salary slip or certificate is mandatory to apply for a personal loan. You cannot avail of this facility if you don’t have any proof of your income.
Yes. Lenders have eligibility criteria to qualify for a loan. The higher your income, the chances of getting a higher loan amount increase.
If you are a salaried individual with a minimum in-hand salary of ₹15,000 in non-metro cities and ₹18,000 in metro cities, you can get a credit of up to ₹5 lacs with Fibe.
Credit review or appraisal is an essential part of your loan approval process. To understand why it is done, think from the lender’s point of view. Lending is associated with the risk of late repayment or non-payment. To minimise this risk, lenders conduct a review to ensure they offer financial assistance to trustworthy borrowers who […]
A loan closure certificate or a No Objection Certificate (NOC) is an essential document that you should acquire after successfully repaying the loan. Keep in mind that your borrowing journey does not end when you repay. There are some legal formalities that you need to complete after successful repayment too. One of these formalities is […]
A balance transfer in a personal loan is an excellent option to manage your repayment and even save on interest. This facility allows you to transfer your loan balance from one lender to another, which is a feasible solution when a new lender offers a better interest rate than your current one. However, to make […]
Download he Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere
Subham Pawar
Shilpi Mukherjee
