Super Top-Up Health Insurance

Big medical bills shouldn’t feel like a life sentence to anyone. Super Top-Up is the smart add-on that kicks in when your base cover runs out, so you stay covered and calm.

What’s Covered Vs What’s Not Covered

What’s Covered

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    Hospitalisation expenses after deductible
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    ICU charges, surgery, room rent (as per limits)  
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    Day-care procedures (listed)
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    Pre & post-hospitalisation (if included)
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    Emergency hospitalisation

What’s Not Covered

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    Expenses below the deductible
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    Non-medical items (gloves, toiletries, etc.)
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    Cosmetic treatments (unless medically required)
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    OPD (unless specifically included)
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    Claims during waiting periods (where applicable)

Note: Exact inclusions vary across super top-up health insurance plans, so always check the policy wording before you buy super top-up health insurance.