Check Eligibility Criteria for Instant Loan Online

Get cash in no time with Fibe. Check your eligibility before applying and get up to ₹5 lakhs instantly.

Instant Cash Loan Eligibility Criteria

Eligibility criteria for an Instant Loan

Fibe's eligibility criteria make it easy to qualify for a loan. It provides quick online loans, so none of your upgrades have to wait. The eligibility criteria can be checked before applying for a loan to make the process as seamless as possible. You can apply for the loan on our official website or download Fibe's App and get up to ₹5 lakhs in minutes.Here are Fibe’s cash loan eligibility criteria:

Age:Between 21 and 55 years

Salary:Minimum in-hand salary of ₹18,000 in Metro cities and ₹15,000 in Non-metro cities

Residence:You must be a resident of India

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Factors affecting eligibility for an Instant Loan

The following are the factors affecting eligibility:

Fibe provides easy loans to individuals ranging from 21 to 55 years of age. It helps to understand the earning potential before applying for a loan.


Before lending, every financial institution will ensure that the applicant has sufficient monthly income to understand the repayment capacity. At Fibe, you can avail of a personal loan if your minimum in-hand salary is ₹15,000 in non-metro cities and ₹18,000 in metro cities.

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Tips to improve Instant Cash Loan eligibility

It is crucial that you meet the lender's eligibility requirements to get instant approval. To enhance your likelihood of meeting these criteria, consider implementing the following pointers: 
Maintain a favourable credit score

It plays a significant role in determining your creditworthiness and repayment capabilities. Achieving an impressive score can improve your chances of obtaining speedy loan approval while also providing additional advantages such as reduced interest rates and increased borrowing capacity.

Debt-To-Income ratio

The ratio of gross monthly debt to gross monthly income is called the debt-to-income ratio. If you have too much debt to your gross monthly income, you might miss your EMI payments, which may result in you being considered a defaulter.

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FAQs on Instant Cash Loan Eligibility

To avail of a quick loan from Fibe, you must have a minimum in-hand salary of ₹15,000/month in non-metro cities and ₹18,000/month in metro cities.

You can check the eligibility by using Fibe’s eligibility calculator. Just provide details like income, age, city, credit score and other information to get your eligibility instantly.

You can apply for a quick loan with Fibe if you are between the age of 21 and 55 years.

Below are the factors that affect the eligibility for an easy Loan:

  1. Age
  2. Income
  3. City Pincode
  4. Employment type
  5. Credit Score
  6. Monthly expense

In order to be eligible for a quick loan, you must be between the ages of 21 and 55. Furthermore, you must be a salaried individual earning at least ₹15,000 in non-metro cities and ₹18,000 in metro cities. Also, you must be a resident of India. Individuals who do not meet these requirements are not eligible to avail of a quick loan.

For an easy application, make sure you have a good credit score, meet the lender’s eligibility requirements and have all the necessary documents.

You can check your loan eligibility by accessing Fibe’s eligibility calculator. With the help of a eligibility calculator, you can get to know whether you qualify for a loan within seconds.

Instant loans are a type of loan that is approved and disbursed quickly, often within a short period of time. However, the loan tenure or duration can vary depending on the lender and the specific loan product. At Fibe, you have flexible repayment tenures starting from 3 months to 36 months.

You can get up to ₹5 lacs if you qualify according to your salary, credit score and repayment history with Fibe. Click here to check the eligibility.

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I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!
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The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.
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