- Home
- Personal Loan
- 3 Lakh Personal Loan
Avail ₹3 Lakh Loan Instantly
Apply now for a ₹3 lakh personal loan from Fibe, your reliable partner for easy and speedy upgrades.
Apply for quick approval
Apply now for a ₹3 lakh personal loan from Fibe, your reliable partner for easy and speedy upgrades.
Fibe is aware that when crises strike, you may require a last-minute solution. Saying to yourself, "I need ₹3 lakh urgently," need not seek any further. Our instant personal loan is designed to satisfy your urgent financial need while offering a simple and hassle-free borrowing process.
With Fibe, securing a ₹3 lakh loan in 2 minutes is simple. We provide tailored solutions to make sure your financial needs don't interfere with your peace of mind. Our quick ₹3 lakh loan is intended to be your dependable financial partner, regardless of the reason for the loan—a medical emergency, unpaid debts, or any unforeseen needs.
With our online application process, you may conveniently apply for a ₹3 lakh personal loan from the comfort of your home. There's just a simple online loan application to complete, no difficult paperwork to complete or time-consuming procedures to follow. Fibe provides quick approval while taking into account your cash needs and transferring the funds to your bank account without causing unnecessary delays.
Fibe Loans ensures that your immediate financial needs are adequately met by offering loans up to ₹3 lakh. You can choose the payback period that best suits your budget with ease thanks to the flexibility of our loan options, which will lessen your stress.
Say goodbye to endless waits and complicated loan processes. If you're in urgent need of a ₹3 lakh loan, Fibe is your trusted partner. Apply online today to experience a seamless and instant borrowing process that puts your financial well-being first. We're here to help you bridge the gap between your urgent financial requirements and the solution you need.
Fibe offers transparent fees to ensure that you are aware of the cost from the start. There are no hidden fees. Simple terms for a stress-free borrowing experience. Here is a breakdown of our fees.
| Fee type & Charges | |
|---|---|
| Rate of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 3 to 36 months |
| APR | Starting from 18% |
| Bounce Charges | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Chrages | ₹250 plus GST |
| Pre-Closure Charges | Nil |
Effectively manage your finances with the assistance of the Fibe EMI calculator. This tool is designed to help you project your monthly repayments for a personal loan of ₹3 lakh.
During moments of pressing financial urgency, obtaining a ₹3 lakh personal loan becomes essential. Fibe provides a smooth and rapid process during these critical situations. Whether you need an instant ₹3 lakh loan or an urgent loan of ₹3 lakh, our eligibility criteria and document requirements ensure a hassle-free experience.
Eligibility Criteria
You must be between the ages of 21 to 55 years.
A minimum monthly in-hand income of ₹15,000 in non-metro cities and ₹18,000 in metro cities is required.
You must be a resident of India.
Documents Required
A Selfie: Your picture in good lighting.
PAN Card: Important document for identity verification.
Aadhaar Card: Ensures the legality of your application.
Salary Slips (last 3 months) or Bank Statements (last 6 months): Shows your financial stability.
Your financial history holds significance when seeking a loan. Recognizing the importance of credit needs, Fibe provides services tailored for individuals "New To Credit." Secure your immediate ₹3 lakh loan today using our user-friendly online application, promptly addressing your urgent financial needs. Apply now to enjoy the ease of obtaining instant loans through Fibe.
To apply for a ₹3 lakh personal loan online, follow these straightforward steps:
Discover the benefits provided by Fibe's loan services:
Yes, you can get a ₹3 lakh loan using your Aadhaar and PAN cards. Fibe simplifies the process, offering quick approval and efficient disbursal for your convenience.
Your financial history provides accessible solutions based on creditworthiness. Fibe also caters to individuals who are ‘New To Credit’.
Fibe offers instant approval within 2 minutes for a ₹3 lakh loan application. Experience a seamless and efficient lending process for your urgent requirements.
Avail of a ₹3 lakh loan at affordable interest rates, starting from 2% per annum with Fibe.
Instantly secure ₹3 lakh with Fibe Loans. Apply online and experience swift approval for your urgent financial needs. Quick, easy and reliable.
A balloon payment is described as a large payable amount remaining at the end of a balloon loan, which is typically offered for a short duration. It is specially designed to reduce your repayment stress during the loan’s initial tenure. The payment amount is less initially or may increase gradually, with the last payment involving …
Continue reading “Important Risk And Benefits Of Balloon Payments For Your Next Loan”
Maintaining cash flow is one of the priorities of any business owner, irrespective of the scale of the enterprise. This is why channel financing is becoming a well-known solution for the unhindered productivity of many businesses. It is an innovative solution that provides working capital to the manufacturer or supplier without adding a burden on …
Continue reading “Channel Financing: All You Need To Know About Maintaining Cash Flow”
A marksheet loan helps ensure financial limitations do not stand in the way of you fulfilling your educational aspirations. These loans help you pursue higher education, usually related to graduate, post-graduate and vocational courses. To know more about what these loans entail, their eligibility and the documents required, read on. What is a Marksheet Loan? …
Continue reading “How to Set Out on Your Educational Journey with Marksheet Loans”
Download the Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere
Subham Pawar
Shilpi Mukherjee
