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Lifetime Free Credit Card
Say goodbye to annual fees and hello to a world of perks. Our Fibe Axis Bank Credit Card is a lifetime free credit card — your ticket to endless rewards, zero hassles and maximum savings. Experience the joy of smart spending with lounge access, cashback and many more.
Lifetime free card
Unlimited reward points
Other offersApply for quick approval
Fibe at a Glance
46 Mn+
App downloads
9.8 Mn+
Loans given
₹48,000 Cr+
Money disbursed
3.3 Mn+
Customers served
*As of 31st March 2026
Know About Lifetime Free Credit Card
Enhance your spending with the Fibe Axis Bank Credit Card, a lifetime free credit card that offers fantastic benefits without any fees. You won’t have to worry about joining fees, annual charges, or renewal costs. That's the Fibe advantage!But there's more! This card isn’t just a financial tool; it’s a statement of security and style. Designed as a numberless card, it keeps your money safe by not displaying any digits on the physical card. For your convenience, all card details are securely stored in the Fibe app, easily accessible when you need them and hidden when you don't.But the perks don’t stop at security. From cashback on everyday spending to exclusive lifetime free credit card with lounge access at airports across India, this card has features designed to elevate your lifestyle. Whether you’re a foodie, a traveller or a regular shopper, there’s something for everyone.Ready to experience the Fibe difference? Apply for your lifetime free credit card today and join the millions of smart spenders who’ve already made the switch. It's time to explore your financial potential!
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Rewards Program of Lifetime Free Credit Card
Cashback Bonanza
- Flat 3% cashback on food orders, local commute and entertainment
- 1% cashback on all other spending(with some exclusions)
Brand Bonanza
- Unlock exciting offers from your favourite brands
Foodie's Delight
- Extra discounts on popular food delivery apps
Travel in Style
- Up to 4 free domestic lounge accesses per year (1 per quarter)
Fuel Your Savings
- 1% fuel surcharge waiver on spends between ₹400 - ₹5,000
- Up to ₹400 per billing cycle
UPI Magic
- Hassle-free UPI payments directly from your credit card. Scan, pay and go—it's that simple!
Entertainment Extravaganza
- Special discounts on movie tickets and live events on special and seasonal occasions
Benefits of a Lifetime Free Credit Card
Enhanced Security:
Truly numberless card for ultimate protection. Keep your financial information safe and secure.
Smart Spending:
Track and manage your expenses easily. Stay on top of your finances with intuitive tools.
Digital-First Experience:
View card details securely on the Fibe App. Manage your card with ease, anytime, anywhere.
Fuel Savings:
Surcharge waivers to keep you moving. Save on fuel expenses with every fill-up.
Zero Fees for Life:
No joining fee, annual fee or renewal fee — ever! Enjoy premium benefits without the premium price tag.
Dining Delights:
Special discounts at partner restaurants. Satisfy your taste buds without emptying your wallet.
Rewards Everywhere:
Cashbacks on everyday spending. Make every purchase count with exciting rewards.
Entertainment Access:
Priority booking for shows and events. Never miss out on the hottest tickets in town.
Travel Perks:
Domestic lounge access for the jet-setter in you. Start your journeys in comfort and style.
Business Benefits:
Earn extra rewards on work-related expenses. Make your business expenses work for you.
Shopping Sprees:
Exclusive offers from top brands. Indulge in retail therapy with special discounts.
Health & Wellness:
Discounts on health check-ups and fitness programs. Invest in your well-being while saving money.
Fees & Charges for Lifetime Free Credit Card in India
| Fee type & Charges | |
|---|---|
| Joining Fee | ₹0 |
| Annual Fee | ₹0 |
| Renewal Fee | ₹0 |
| Late Payment Fee | Up to ₹1,000* |
| Cash Advance Fee | 2.5% of the amount withdrawn (min ₹500) |
| Over Limit Fee | ₹500 per instance |
| Foreign Currency Mark-up | 3.5% of transaction amount |
| Card Replacement Fee | ₹100 |
| Cheque Bounce Fee | ₹500 per instance |
| Statement Request Fee | ₹100 for statements older than 6 months |
| EMI Foreclosure Fee | 3% of the outstanding principal amount |
| Late Payment Fee varies based on the outstanding amount: | Up to ₹500: ₹100 / ₹501 to ₹5,000: ₹500 / ₹5,001 to ₹10,000: ₹750 / Above ₹10,000: ₹1,000Note: All fees are subject to applicable taxes |
How to Apply for a Lifetime Free Credit Card?
The entire process is digital, secure, and hassle-free. Get ready to unlock a world of benefits with your new Fibe Axis Bank Credit Card in India!
Download the App:
- Visit Play or App Store and download the Fibe App
Register/Login:
- Create an account or log in as an existing user
Click on ‘Fibe Axis Bank Credit Card’ section:
- Look for the ‘Get Fibe Axis Bank Credit Card’ option
Fill in Your Details:
- Provide a few necessary personal details
Upload Required Documents:
- Submit basic required documents
KYC:
- Complete the video KYC
Submit Your Application:
- Once submitted, you will be notified of the approval in no time.
Remember, the entire process is digital, secure, and hassle-free. Get ready to unlock a world of benefits with your new Fibe Axis Bank Credit Card in India!
Eligibility & Documents Required for Free Credit Card
Eligibility Criteria
Age: Minimum 18 years old
Income: Stable monthly income (varies by bank)
Credit Score: Good credit score (generally 700 and above)
Employment Status: Salaried
Residential Status: Indian resident
Documents Required
Proof of Identity: PAN card, Aadhaar card, Passport, Voter ID
Proof of Address: Utility bill, Rent agreement, Passport, Aadhaar card
Proof of Income: Salary slips (last 3 months), IT returns, Bank statements (last 6 months)
This table provides a clear and concise overview of the eligibility criteria and the documents required to apply for a lifetime free credit card.
FAQs on Lifetime Free Credit Card
A lifetime free credit card is a card with no joining, annual or renewal fees, allowing you to enjoy all the benefits without any extra costs.
To check if your credit card is lifetime free, review the terms before applying, visit the issuer’s website, call customer service, check monthly statements or refer to your card’s promotional materials.
To apply for a lifetime free credit card in India, you need to research options, compare benefits, visit the issuer’s website, fill out the application, submit necessary documents and wait for approval.
Fibe Axis Bank Credit Card is India’s first numberless card that offers a gamut of benefits like high-security features, exclusive rewards program and many more.
Yes, you can get a credit card with no annual fees. Apply for our lifetime free credit card – the Fibe Axis Bank Credit Card! Enjoy the benefits of cashback rewards, financial flexibility, and more, without the worry of yearly charges. Simply check the eligibility criteria to ensure you qualify and apply now to get your lifetime free credit card today!
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