₹6 Lakh Personal Loan

100% digital process

Cash in 2 minutes

0 foreclosure charges

₹6 Lakh Personal Loan EMI Calculator

Loan amount1,45,000

Rate of interest (PA)18

Select EMI option12

Total interest

Monthly instalment

Apply now

Disclaimer: Our personal loan EMI calculator provides estimated values, final eligibility and loan details are subject to bank approval.

39 Mn+

App downloads

9 Mn+

Loans given

₹40,000 Cr+

Money disbursed

8,500+

Partner tie-ups

Fibe personal loan and instant cash loan app

₹6 Lakh Personal Loan Online with Fibe

Need funds for urgent expenses like medical emergencies or weddings? A lot of people face cash shortages when they need ₹6 lakhs instantly. Traditional banks take a long time with their paperwork and a lengthy application process. If your mind hits with ‘I need ₹6 lakhs urgently’ question, check Fibe’s Personal Loan.  With Fibe, you can now get a ₹6 lakh personal loan online in no time. You can get cash in minutes with a fully digital application process.

Our personal loan of ₹6,00,000 is tailored for your needs, offering a loan of up to ₹6 lakhs instantly. No branch visits, just app-based approval and disbursal straight to your bank account. Solve your financial gaps today with Fibe's seamless offering.

Benefits of Personal Loan of ₹6 Lakhs

Quick login and approval

Minimal docs, fast disbursal

Upload basics details to get funds directly in your bank account.

Flexible EMIs

Use our ₹6 lakh personal loan EMI calculator to choose affordable plans suiting your budget

No collateral needed

Enjoy hassle-free financing for any need, with competitive ₹6 lakh loan interest rates.

Transparent process

Track every step from application to EMI for ₹6 lakh personal loan effortlessly.

Quick login and approval

Minimal docs, fast disbursal

Upload basics details to get funds directly in your bank account.

Flexible EMIs

Use our ₹6 lakh personal loan EMI calculator to choose affordable plans suiting your budget

No collateral needed

Enjoy hassle-free financing for any need, with competitive ₹6 lakh loan interest rates.

Transparent process

Track every step from application to EMI for ₹6 lakh personal loan effortlessly.

How to Apply for ₹6 Lakh Personal Loan

Getting a ₹6 lakh personal loan is super simple on Fibe's app.
Start by downloading the Fibe app and logging in with your mobile number.
Complete KYC with Aadhaar or PAN in seconds, our easy-to-qualify eligibility criteria instantly provides you the eligibility status for personal loan up to ₹6 lakhs.
Next, enter loan details like amount up to personal loan ₹6 lakh and tenure.
Review personalised offers, including ₹6 lakh personal loan EMI options through our ₹6 lakh personal loan EMI calculator.
Completed the entire application process digitally and voila, funds disbursed to your bank account in under 2 minutes*.
No paperwork hassles, just quick cash for all your needs!

₹6 Lakh Loan Eligibility Criteria and Documents Required

Eligibility Criteria

Age:
19-55 years

Residence:
Must be an Indian resident

Monthly Income:
Min ₹20,000 in-hand salary

Documents Required

Identity Proof:
Aadhaar, PAN, Voter ID

Address Proof:
Bank statement, utility bill

Income Proof:
3-month salary slips/bank statements for personal loan up to ₹6 lakhs

Bank Details:
Active savings account

Fees and Charges on a ₹6 Lakh Personal Loan

Fee type & Charges
Fee Type	Amount
Loan amount	₹6 lakhs
Rate of interest	Starting from 18% per annum on reducing balance basis
Processing Fees	Starting from 2% of the loan amount plus GST
Tenure	6 to 36 months
APR	Starting from 18%
NACH/e-mandate bounce charges	₹500 per instance
Stamp Duty	0.1% of the loan amount
Mandate Rejection Charges	₹250 plus GST
Foreclosure Charges	Nil
Late Payment Charges	₹ 500 or 3% of the overdue EMI amount for every delay in monthly EMI, whichever is higher

Why Should You Choose ₹6 Lakh Personal Loan?

Choose Fibe's ₹6 lakh personal loan for unmatched speed and ease. It is perfect when you need a personal loan up to ₹6 lakhs without collateral or guarantors. Enjoy low ₹6 lakh loan interest, zero hidden fees and EMIs tailored through our ₹6 lakh personal loan EMI calculator. From login to disbursal, experience paperless bliss with funds in minutes. Trusted by lakhs, it's your smart pick for urgent needs like renovations or education, ensuring financial freedom without stress.

₹6 Lakh Personal Loan EMI for Different Tenures

Here's the updated ₹6 lakh Personal Loan EMI for Different Tenures table, calculated at 18% p.a. on reducing balance basis.

Tenure (Months)	EMI (₹)	Total Interest (₹)	Total Repayment (₹)
6	105,315	31,891	631,891
12	55,008	60,096	660,096
18	38,283	89,102	689,102
24	29,954	118,907	718,907
30	24,984	149,505	749,505
36	21,691	180,892	780,892

Note: Use Fibe's EMI for personal loan of ₹6 lakhs calculator for exact quotes; rates vary by profile. EMI for 6 lakh personal loan starts low for easy budgeting.

Choose Personal Loan by Amount

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Awards and Achievements

The industry recognises us as much as our customers love us! And so, Fibe has been featured in multiple leading publications, documenting our efforts in making credit accessible to you!

FAQs on ₹6 Lakh Personal Loan

You can download the Fibe app, complete the application process and get instant approval. Once approved, your cash will be transferred directly to your bank account in minutes.

An individual should have an in-hand income of a minimum of ₹20,000/month. Stable income ensures eligibility for personal loan ₹6 lakh personal loan.

The interest starts from 18% p.a. on a reducing basis. You can check the fees and charges section for exact details.

Yes, Fibe uses alternate scoring beyond CIBIL score for approvals for the loan. You can also apply even if you are new to credit.

Yes, 100% digital: app login, minimal docs upload, instant approval and disbursal—no branches or paperwork visits needed.

There are no hidden fees. Fibe is all transparent with its fee structure. You can check the fees and charges section for more details.

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Here's what our customers think of us!

Instant loan in minutes

I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!

Subham Pawar

Quick and easy

The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.

Shilpi Mukherjee

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