Up to ₹10 lakhs in 2 minutes 
Minimal paperwork
Flexible repayment options 
EMI is generally known as the monthly amount you pay back to the lender. You should always use an EMI calculator to adjust with different loan amounts, interest rates and tenures which will help you to choose a Personal Loan in Bangalore that is right for your budget and which also takes out the stress of repayment.
Living in Bangalore can get expensive fast—rent deposits, medical bills, wedding costs, travel, or even a sudden repair at home. When savings fall short, a Personal Loan in Bangalore can help you manage the expense without putting your plans on hold. The key is choosing an amount you can comfortably repay and check the EMI before you commit any loan in Bangalore.
With Fibe, you can explore an online personal loan in Bangalore with a simple digital journey, quick eligibility checks, and transparent costs. You stay in control—view your EMI options, pick a tenure that suits your cash flow, and track your application from start to finish. Whether you need funds for an urgent need or a planned goal, our Personal Loan in Bangalore is designed to be fast, clear, and people-first.
| Fee type & Charges | |
|---|---|
| Loan amount | Up to ₹10 lakhs |
| Rate of interest | Starting from 18% per annum on reducing balance basis |
| Processing fee | Starting from 2% of the loan amount plus GST |
| Tenure | 6 - 36 months |
| APR | Starting from 18% |
| Bounce charges | ₹500 |
| Stamp duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Foreclosure Charges | Nil |
| Late payment charges | ₹ 500 or 3% of overdue whichever is higher plus applicable taxes |
Eligibility is determined as per Fibe’s internal credit policies.
Eligibility Criteria
Age:
19 - 55 Years
Monthly Income:
Min ₹20,000 in-hand salary
Residence:
Resident of India
Documents Required
Selfie:
Clear photo with proper lighting
Identity Proof:
Aadhaar Card / PAN Card / Passport / Driving Licence
Address Proof:
Utility Bill / Rent Agreement / Passport / Voter ID
Income Proof:
Salary slips (last 3 months) / Bank statements
Yes. You can shift your existing loan to another lender through balance transfer if you meet eligibility and the new EMI, rate, and charges are beneficial for your repayment plan.
Besides interest, you will see processing fees and also charges like late payment, bounce, or prepayment/foreclosure if they apply. Always review the fee table and loan agreement before getting the loan.
Yes. Self-employed people can apply if they show consistent income through bank statements or income documents. Eligibility depends on income stability, credit history, and overall repayment capacity.
You can still apply, but approval may depend on income strength, existing repayments, and overall profile. Try a lower amount/longer tenure to reduce EMI and improve affordability.
Some lenders do use alternate KYC documents. However, Aadhaar Card is a common choice for fast verification. Check the in-app document list, if Aadhaar isn’t available, see what alternatives are allowed.
Compare lenders by checking APR/interest rate, processing fee and total amount you will pay out. Choose the option where the EMI fits your budget and the overall cost is lowest—not just the headline rate.
It may be possible depending on the lender’s policy, some consider pension income or a co-applicant. Eligibility typically depends on age limits and stable monthly income proof.
Yes, relocation doesn’t automatically block eligibility. You’ll usually need current address proof, stable income details, and documents that support your ability to repay the EMI comfortably.
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