Online App for Instant Loan

Getting a loan is now easy with Fibe’s Instant Loan app. Download the app today and get funds of up to ₹5 lakhs instantly.

Instant Loan App
25 Mn+
App downloads
6 Mn+
Loans given
20000+ Cr
Money disbursed
Partner tie-ups

Why do you need Fibe’s Instant Loan App?

Applying for an instant loan online has become super convenient with Fibe — the fastest Instant Loan App. Whether you need to cover unexpected medical bills or are planning home repairs, our app offers a hassle-free solution that takes just minutes to approve. You'll receive your funds in 2 minutes with flexible repayment options, competitive interest rates and exceptional customer support – all designed with your needs in mind.

Fibe personal loan and instant cash loan app

Features and Benefits of the Fibe Instant Loan App

An instant loan app can help you get cash quickly through your smartphone. Likewise, Fibe’s Instant Loan App comes with numerous benefits.

Firstly, the application process is super smooth and typically requires minimal documentation, making it much smoother than traditional loan applications. This means that you can receive your funds within a matter of minutes.

Fibe personal loan and instant cash loan app

How To Apply for an Instant Loan With Fibe App?

Here's a step-by-step guide on how the app works:
Step 1 : Download and register

You can download Fibe’s instant loan app from the App Store or Google Play and create an account by providing some basic information such as their name, email address and phone number.

Step 2 : Loan application

Check your Fibe limit by providing some details like age, monthly income, employment status, etc. Post that, complete the application with minimal KYC documentation.

Fibe personal loan and instant cash loan app

Instant Loan App - Interest Rate and Charges

Fee type & Charges
Rate of InterestStarting from 16% p.a. on a reducing balance basis
Processing FeeStarting from 2% of the loan amount plus GST
Repayment Tenure3 – 36 months
APRStarting from 18%
Bounce Charges₹500 plus GST
Late payment charges₹500 plus GST or 3% of the total loan amount, which is higher as per the overdue amount
Stamp duty0.1% of the loan amount
Mandate rejection charges₹250 + GST
Pre-closure chargesNil

How You Can Go Paperless With the Fibe Interest Loan App?

The Fibe Instant Cash App provides a range of functions aimed at aiding customers in transitioning to a paperless approach, thereby simplifying the loan application and management procedures.

Below are ways to utilise the app to reduce or eliminate the reliance on paper:

Fibe personal loan and instant cash loan app

Complete Digital Process: You can digitally fill out the entire loan application by entering personal information, income details and loan preferences directly within the app.

Fibe personal loan and instant cash loan app

Document Submission: Instead of submitting physical documents, you can upload digital copies of required documents, such as identification and proof of income, through the app, ensuring high security.

Fibe personal loan and instant cash loan app

Integration of Electronic Signatures: The Fibe Instant Cash App integrates e-signature technology, allowing you to electronically sign loan agreements and disclosures within the app, eliminating the need for printing, signing and scanning paper documents, thereby enhancing efficiency.

Fibe personal loan and instant cash loan app

Digital Customer Support: The app provides various digital avenues for customer service, including in-app messaging, chat support, or email assistance, enabling quick online communication with representatives for inquiries or issue resolution.

Fibe personal loan and instant cash loan app

In-App Account Management: You can conveniently manage your loan accounts entirely within the app, monitoring balances, reviewing transaction history and updating personal details digitally.

By leveraging the features of the Fibe Instant Cash App, users can streamline the loan application process, reduce paper consumption and efficiently manage their loans in a digital setting.

How to repay your Instant loan?

Repaying your instant loan is a crucial part of the borrowing process. Here's a step-by-step guide on how to repay your loan:
Step 1 - Check your repayment schedule

The repayment schedule for your loan will be outlined in the loan agreement. It's important to check the repayment schedule to ensure you make payments on time and avoid late fees or penalties.

Step 2 - Make a payment

There are several ways to make a payment for your loan. At Fibe, we offer a variety of payment methods, including net banking, debit card, etc. You can choose the best payment method for you and pay the EMI instalment seamlessly.

Fibe personal loan and instant cash loan app

App related FAQ’s

To get an instant loan from Fibe’s app, download the app, complete the application process, provide the required documentation and get the loan amount in your account within minutes or hours.

Fibe is the leading small credit loan app in India that helps in getting instant cash easily and safely with its PCI DSS app-based journey and ISO/IEC 27001 certification.

Fibe’s app helps you get funds of up to ₹5 lacs directly in your bank account within minutes.

If you are a salaried individual and your minimum in-hand salary is ₹15,000/month in non-metro cities and ₹18,000/month in metro cities, then you are eligible to get a loan from Fibe’s Instant Loan App.

You can apply for a loan using Fibe’s Personal Loan App in the below easy steps:

  • Register and complete your application process with a few basic details
  • Get approval instantly with minimal documentation
  • Choose your loan amount and get funds transferred directly to your bank account in minutes

You can get up to ₹5 lacs in your bank account instantly with Fibe which is one of India’s leading consumer lending apps focused on young and mid-income groups to fulfill their aspirations.

Fibe’s app can help you in getting instant cash of up to ₹5 lacs within minutes seamlessly.

The Fibe Personal Loan App allows you to apply for a loan with minimal documentation. You only need to upload your PAN card, address proof, salary slips and bank statement.

Fibe Blogs

Explore all blogs
Fibe personal loan and instant cash loan app

The cool new vibe to finance

Download the Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere

Here's what our customers think of us!

Fibe personal loan and instant cash loan app
Fibe starsFibe starsFibe starsFibe starsFibe stars
Instant loan in minutes
I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!
Shubham Pawan Profile

Subham Pawar

Fibe personal loan and instant cash loan app
Fibe starsFibe starsFibe starsFibe starsFibe stars
Quick and easy
The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.
Shilpi Mukherjee Profile

Shilpi Mukherjee