Up to ₹10 lakhs in 2 minutes 
Minimal paperwork
Flexible repayment options 
Before you apply for a loan in Surat take a moment to see what your monthly EMI will be. This gives you an idea of how much you will pay each month and whether the repayment term fits into your budget. Today do a quick EMI check and plan your finances easily.
Financial issues may come up suddenly. Illness, short notice travel, or a broken home appliance can cause stress. If you are in the market for an instant personal loan in Surat speed, ease of process, and trust are key.
With Fibe, we have full digital experience right from the start. You fill out your info, upload your docs, and go through verification online. If you do qualify we will get you approved very quickly and issue you the funds.
In Surat for urgent personal loans we have simplified the process. No collateral is required and we have done away with complex paperwork. We evaluate your eligibility and get right to it.
Applying for a loan in Surat is easy. It just takes a few simple steps. Just enter some details, choose your loan amount and get money in your bank account in minutes. Here’s a detailed breakdown of the process.
| Fee type & Charges | |
|---|---|
| Loan amount | Up to ₹10 lakhs |
| Rate of interest | Starting from 18% per annum on reducing balance basis |
| Processing fee | Starting from 2% of the loan amount plus GST |
| Tenure | 6 - 36 months |
| APR | Starting from 18% |
| Bounce charges | ₹500 |
| Stamp duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Foreclosure Charges | Nil |
| Late payment charges | ₹ 500 or 3% of overdue whichever is higher plus applicable taxes |
Eligibility is determined as per Fibe’s internal credit policies.
Eligibility Criteria
Age:
19 - 55 Years
Monthly Income:
Min ₹20,000 in-hand salary
Residence:
Resident of India
Documents Required
Selfie:
Clear photo with proper lighting
Identity Proof:
Aadhaar Card / PAN Card / Passport / Driving Licence
Address Proof:
Utility Bill / Rent Agreement / Passport / Voter ID
Income Proof:
Salary slips (last 3 months) / Bank statements
At present, Fibe’s Personal Loans are only for eligible salaried applicants as per our policies.
Approval isn’t based on one factor. Fibe uses multiple data points to create an AI-driven scorecard, assessing income stability, repayment behaviour, credit history, and overall risk before making a decision.
Promulgation of special offers or preapproved deals may be available to some customers at times.
Applicants’ age must be within the specified range.
Applications are subject to internal credit evaluation and risk assessment.
This present set of services is for use by eligible Indian residents.
You have the option of contacting our customer care team, emailing us, or using in app support. You can reach out to us at care@fibe.in.
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