Flexi Repayment Options
6 months to 36 months
No collateral required
Hassle-free credit with zero security needed
Cash in bank directly
Access funds in just 2 mins*
One-time application process
Get multiple loans in one application
Fibe’s digital platform has made applying for loans online super simple and secure. You can get an Instant Cash Loan in 5 minutes with us in a few easy steps:
Download the Fibe App or register on the website and provide a few basic details. It will help us in building your profile and initiate the application process.
Complete the verification by uploading a few required documents and get the approval instantly.
Select the amount you want to be transferred after the approval. The money will be directly transferred to your bank account and within minutes.
You can calculate your monthly EMI beforehand with the Instant Loan EMI calculator to check the affordability. This will help you to be prepared and manage your payments on time. Just enter the loan amount, tenure and interest rate. Within seconds, the calculator will determine your EMI amount.
Before applying for an instant loan, you are required to check your eligibility with our easy-to-meet eligibility criteria. With Fibe, qualifying to avail of the loan is made extremely easy. Refer to the list to check your eligibility for a money loan. You can then download Fibe’s App or log on to our website and get an instant loan online.
Our Instant Loan interest rates apply only for the number of days you use the loan amount. There are no pre-closure fees and annual charges or renewal fees. Additionally, we have no hidden fees. All these features make us an affordable and reliable provider amongst others.
Here’s our detailed fee structure.
| Fee type & Charges | |
|---|---|
| Loan amount | Up to ₹5 lakhs |
| Rate of interest | Starting from 18% per annum on reducing balance basis |
| Processing fee | Starting from 2% of the loan amount plus GST |
| Tenure | 6 - 36 month |
| APR | Starting from 18% |
| Bounce Charges | ₹500 |
| Stamp duty | 0.1% of the loan amount |
| Mandate rejection charges | ₹250 plus GST |
| Pre-closure charges | Nil |
| Late Payment Charges | ₹ 500 or 3% of overdue whichever is higher plus applicable taxes |
| Penal charges | Up to 30% per annum on overdue amoun |
You need to submit some basic documents that are necessary while applying for a Cash Loan online with us. It will enable us to process your application quickly and without any interruption.
Check out the list of documents that are necessary for an Instant loan application below:
Ensure you meet the lender's basic requirements such as age, income, employment type and credit score.
Check if the loan amount offered aligns with your financial needs to avoid borrowing excess or insufficient funds.
Compare interest rates from different lenders to select the most affordable option that suits your repayment capacity.
Choose a flexible repayment term that allows manageable EMIs without straining your monthly budget.
Review all associated costs, including processing fees, prepayment charges or penalties for late payments.
Verify the required documents, such as ID proof, income proof and bank statements, to ensure a smooth application process.
Our loan offerings are versatile with many benefits. Here are some of them:
Managing your loan with the Fibe App is simple and convenient. Follow the below super easy steps:
Yes, at Fibe you can foreclose your loan anytime at zero charges before the repayment tenure ends.
There is no restriction on the number of loans, you can apply for multiple loans with Fibe. However, you must close your active loan before applying for another.
The turnaround time to process an instant loan online at Fibe may vary from 8 to 24 hours. However, it takes only 2 minutes for the entire process from application to disbursal if you are a registered customer.
You can repay the instant cash loan through the app with multiple payment methods. This includes net banking, debit card, or setting an ECS mandate for an auto-debit from your account.
Fibe Instant Loans are unsecured forms of credit, meaning there is no need to provide collateral or security to obtain these cash loans.
Yes, you can use an Instant Loan amount for your personal purposes. There is no obligation or restriction. As such, you can use it for home renovation, wedding expenses or any upgrades in your life.
You can borrow multiple loans by completing the application process from the Fibe app. However, you need to close the active loan first.
For any queries, you can quickly connect to our customer care team at 020-67639797 or mail us at care@fibe.in.
Yes! The Fibe Personal Loan gives you quick approval in less than 5 minutes.
You can view or change any details via the Fibe Personal Loan application.
Fibe approves loan applications within 24 hours in most cases. If your application is still pending, reach out to customer care.
Yes, you can request your lender to extend the loan’s tenure. After reviewing your credit profile and repayment history, they will decide if you can get a longer tenure.
No, for the Fibe Instant Cash Loan, you don’t need a guarantor or co-signer.
Even if you are new to credit or have a low CIBIL score, you can apply for a Fibe personal loan. However, if you have a history of default or many outstanding dues, getting approval can be difficult.
When applying for a Fibe Personal Loan, the application process is 100% digital. Thus, you send the application as well as upload the documents online.
No, you can comfortably apply for a Fibe Personal Loan from the comfort of your home.
It is an easy financing option for borrowing the money you need. These are short-term and unsecured loans, meaning you don’t need to pledge assets to get funds. Fibe is one such instant cash loan offering up to ₹5 lakhs with a repayment tenure of up to 36 months.
At Fibe, you can get an Instant Cash Loan in just 2 minutes. All you have to do is download the Fibe app or log in to the website. You need to check your eligibility and complete your loan application to get a quick cash loan approved instantly.
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