A non-performing asset (NPA) is a loan that a borrower defaults on or fails to repay. Generally, a financial institution declares an account as an NPA when the borrower misses multiple EMIs for an extended period. Having a credit account declared as a non-performing asset has severe repercussions for the borrower and the institution. It […]
An NBFC loan is a quick solution to get the credit you need to cover personal expenses. NBFCs or Non-Banking Financial Companies are growing in popularity, thanks to fintech advancements and online lending platforms. These financial companies are also making credit more accessible to Indians, thereby promoting financial inclusion. Considering this, there are many advantages […]
To get your IDBI Bank statement, download it online or offline effortlessly. Doing so enables you to monitor your expenses and manage your finances without hassles. The bank statement contains all the details about the transactions done through your account. As such, it is a crucial document that you should access regularly to stay on […]
With a Union Bank of India bank statement, you can always stay informed about your finances. Having a copy at hand has many advantages. You can view the money you have paid and received and use the statement to budget big-ticket expenses too. The Union Bank statement PDF download process is straightforward, but you can do […]
The Bank of India bank statement is an official document generated by the bank that contains all your account details and transaction history for your chosen time period. With a BOI bank statement, you can review all the debits and credits linked to your account. Check the statement regularly to track your expenses and review […]
The easy ICICI bank statement download process makes keeping track of your finances more convenient. As an existing customer, you can quickly get the ICICI bank statement PDF downloaded onto your computer or mobile. All you need to do is use the net banking portal or the mobile banking facility. In addition, you can receive […]
With the simple HDFC bank statement download process, you can easily monitor all your transactions from your savings or current account. Going through your HDFC bank statement enables you to check your debits and credits for any chosen period. Moreover, this document serves as proof of income when you apply for any loan or credit […]
What is mobile banking? As the name suggests, mobile banking enables you to carry out banking transactions on your mobile device, be it a smartphone or a tablet. All you need to do is enable banking transactions is access the Internet. Mobile banking in India has spread across all demographics. According to one survey, 31% […]
An RD instalment is the regular payment you make towards this traditional and risk-free investment. Offered by banks, a recurring deposit account requires you to invest a fixed amount every month. This allows you to earn monthly interest and access it at maturity. A secure investment, an RD allows you to grow your wealth just […]
A retail loan is a popular financing option that allows you to meet your needs stress-free. Getting such a loan expands your purchasing power. This way, you can make a small ticket or big-ticket purchases without worrying about funds at your disposal. Retail loan, meaning a loan offered to regular customers, offers you complete freedom […]
