Banking Blogs

This guide explains what a CIN number is, how to read and find one and why checking a company’s CIN matters before you share personal details with any lender. It also covers how a CIN differs from a PAN, GSTIN and LLPIN A CIN, or Corporate Identification Number, is a unique 21-character code that the Registrar of …

This guide compares the different types of savings accounts available in India, from zero-balance and salary accounts to senior citizen, digital and NRI accounts, with real examples showing who each one actually suits.   If you’re comparing the different types of savings accounts available before opening one, you’re already ahead of most people. Indian banks offer several different types of savings accounts and the right pick depends on your income pattern, minimum balance …

 SUMMARY: This guide covers Central Bank of India ATM PIN generation through the ATM, mobile banking and net banking, with real customer examples and fixes for common errors.   Just got a new debit card, or forgotten your PIN? Central Bank of India ATM PIN generation doesn’t need a branch visit any more, thanks to the bank’s Green PIN facility. Here’s how to generate central bank of India ATM PIN …

 This guide explains the difference between EPF and EPS, how your monthly contributions are actually split between the two and what each one means for your retirement payout. It takes about five minutes to read and clears up the confusion most salaried employees have about where their PF deductions really go.  If you have ever looked at your salary …

This guide explains how to use debit card in ATM machine, from inserting the card to entering the PIN and withdrawing cash. It covers withdrawal limits, charges after the free monthly transactions, real borrower examples and common mistakes to avoid. A 5-minute read to use your card at any ATM with confidence. Can we use debit card in ATM? Yes. …

Got a new BOB debit card and no PIN yet? Or maybe you just forgot yours. Either way, Bank of Baroda ATM pin generation takes about 5 minutes and you don’t need to visit a branch to do it. Bank of Baroda gives you 5 ways to set or reset your PIN: at an ATM, through internet banking, on the BOB World app, by SMS, or over the phone. Every method uses an OTP sent to your registered mobile number. That’s the …

No, your ATM PIN is never written or printed anywhere on your debit card — not on the front, not on the back, not under the magnetic strip. This is a deliberate security measure by banks like SBI, HDFC, ICICI, Axis and Bank of Baroda to protect your money.   If you’re wondering where is ATM PIN written on debit card, the honest answer is: nowhere on the physical card …

This article covers the importance of bank account ownership in India today, from digital payments to credit history and government benefits. It takes about 5 minutes to read and includes real examples plus a step-by-step guide to opening one.  A bank account is the entry point to almost every financial transaction in India today. Salaries, subsidies, tax refunds and loans all …

This article explains how to open a bank account without a PAN card in India using two official RBI-approved routes: a zero balance BSBDA account (no PAN needed) and a regular savings account via Form 60. Includes step-by-step guidance, document lists, BSBDA transaction limits, three real-life examples and a dedicated section for students.  You can open a …

This article covers the full list of government banks in India (all 12 nationalised banks and PSBs), explains the 2020 mergers that reshaped the sector and helps you compare public sector banks with private banks on rates, speed and scheme access.  India has exactly 12 government banks right now. Not 15, not 20. Just 12. This matters whether you are …