Personal Loan Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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Credit Review: Know the Meaning, How it Works and Importance
Personal Loan 24 Nov 2023
Credit Review: Know the Meaning, How it Works and Importance

Credit review or appraisal is an essential part of your loan approval process. To understand why it is done, think from the lender’s point of view. Lending is associated with the risk of late repayment or non-payment. To minimise this risk, lenders conduct a review to ensure they offer financial assistance to trustworthy borrowers who […]

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Loan Closure Certificate: Importance of Securing a NOC After Loan Repayment
Personal Loan 24 Nov 2023
Loan Closure Certificate: Importance of Securing a NOC After Loan Repayment

A loan closure certificate or a No Objection Certificate (NOC) is an essential document that you should acquire after successfully repaying the loan. Keep in mind that your borrowing journey does not end when you repay. There are some legal formalities that you need to complete after successful repayment too.  One of these formalities is […]

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Balance transfer in personal loans: Everything you need to know
Personal Loan 24 Nov 2023
Balance transfer in personal loans: Everything you need to know

A balance transfer in a personal loan is an excellent option to manage your repayment and even save on interest. This facility allows you to transfer your loan balance from one lender to another, which is a feasible solution when a new lender offers a better interest rate than your current one. However, to make […]

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All you need to know about different types of loans you can get
Personal Loan 16 Nov 2023
All you need to know about different types of loans you can get

Different types of loans help you cover varied expenses by bridging financial gaps. Lenders, such as banks and NBFCs, offer loans based on your usage, eligibility and their internal policies.  You pay interest to enjoy the facility to borrow, so shopping for affordable rates should be your priority when you are looking to borrow. Planning […]

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Reducing and flat rate of interest: Key differences to know
Personal Loan 16 Nov 2023
Reducing and flat rate of interest: Key differences to know

A flat rate of interest differs from a reduced rate, so before you choose a loan, knowing which is better for you is important. Lenders offer various types of interest rates and a suitable option that can lower your borrowing costs.  Read on to understand flat vs reducing interest rates. What is a flat interest […]

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Important differences between a loan write-off and waive-off
Personal Loan 16 Nov 2023
Important differences between a loan write-off and waive-off

You may have heard of lenders who waive loans or write them off. When a borrower fails to repay the loan instalments for 90 days, banks and other lending institutions consider it a bad debt or a non-performing asset (NPA). That is when they take action by either waiving off loans or writing them off. […]

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Loan Overdue? Important features to know for your financial health
Personal Loan 16 Nov 2023
Loan Overdue? Important features to know for your financial health

A loan overdue occurs when you fail to pay the EMI of your loan, be it a personal, home, auto or any other form of loan. While availing a loan has become simpler, repaying it on time is equally essential. Often, borrowers miss an EMI due to a financial emergency or unexpected job loss. In […]

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iPhone on EMI: How to buy, chose the model and finance your purchase
Instant Cash Loan 8 Nov 2023
iPhone on EMI: How to buy, chose the model and finance your purchase

Today you can finance an iPhone via affordable EMIs both online and offline with ease. Many lenders in India offer a plethora of short-term loans or credit card options that you can use to buy your iPhone.  With so many options, choosing one can be difficult, especially when you want to buy an Apple iPhone […]

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Learn How to Buy a TV Under ₹20,000 on Affordable, Pocket-friendly EMIs
Instant Cash Loan 8 Nov 2023
Learn How to Buy a TV Under ₹20,000 on Affordable, Pocket-friendly EMIs

When looking to buy a TV under ₹20,000, it is vital that you research your options. Most of these TVs have smart features offering internet connectivity, OTT subscription, voice assistance and more. Some models also have outstanding visual and audio quality, and you have many options to choose from.  Moreover, you can pay for a […]

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Check your personal loan statement & loan details in 6 easy steps
Personal Loan 9 Oct 2023
Check your personal loan statement & loan details in 6 easy steps

A personal loan statement is released by a financial institution or loan provider and contains all your loan details and transaction history. When it comes to managing your loan, it is essential that you have a record of all your transactions, from EMIs to prepayments. All information in one place ensures you make informed decisions […]

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