Get Instant ₹4 Lakh Personal Loan

Apply now for a ₹4 lakh personal loan from Fibe, your reliable partner for easy and speedy upgrades.

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App downloads
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Loans given
20000+ Cr
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How to get an urgent ₹4 Lakh Personal Loan?

Fibe is aware that when crises strike, you may require a last-minute solution. Saying to yourself, "I need ₹4 lakh urgently," need not seek any further. Our instant personal loan is designed to satisfy your urgent financial need while offering a simple and hassle-free borrowing process.

With Fibe, securing a ₹4 lakh loan in 2 minutes is simple. We provide tailored solutions to make sure your financial needs don't interfere with your peace of mind. Our quick ₹4 lakh loan is intended to be your dependable financial partner, regardless of the reason for the loan—a medical emergency, unpaid debts or any unforeseen needs.

With our online application process, you may conveniently apply for a ₹4 lakh personal loan from the comfort of your home. There's just a simple online loan application to complete, no difficult paperwork to complete or time-consuming procedures to follow. Fibe provides quick approval while taking into account your cash needs and transferring the funds to your bank account without causing unnecessary delays.

Fibe Loans ensures that your immediate financial needs are adequately met by offering loans up to ₹4 lakh. You can choose the payback period that best suits your budget with ease thanks to the flexibility of our loan options, which will lessen your stress.

Say goodbye to endless waits and complicated loan processes. If you're in urgent need of a ₹4 lakh loan, Fibe is your trusted partner. Apply online today to experience a seamless and instant borrowing process that puts your financial well-being first. We're here to help you bridge the gap between your urgent financial requirements and the solution you need.

Fees & Charges on ₹4 lakh Loan

Fibe offers transparent fees to ensure that you are aware of the cost from the start. There are no hidden fees. Simple terms for a stress-free borrowing experience. Here is a breakdown of our fees.

Fee type & Charges
Rate of InterestStarting from 16% p.a. on a reduced balance basis
Processing FeeStarting from 2% of the loan amount plus GST
Tenure3 to 36 months
APRStarting from 18%
Bounce Charges₹500 plus GST
Late Payment Charges₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount
Stamp Duty0.1% of the loan amount
Mandate Rejection Chrages₹250 plus GST
Pre-Closure ChargesNil

Calculate Your Monthly EMI for ₹4 lakh Personal Loan

Effectively manage your finances with the assistance of the Fibe EMI calculator. This tool is designed to help you project your monthly repayments for a personal loan of ₹4 lakh.

Your monthly instalment:
Total interest
Principal amount
Total amount

Check Eligibility & Documents Required for ₹4 lakh Personal Loan

During moments of pressing financial urgency, obtaining a ₹4 lakh personal loan becomes essential. Fibe provides a smooth and rapid process during these critical situations. Whether you need an instant ₹4 lakh loan or an urgent loan of ₹4 lakh, our eligibility criteria and document requirements ensure a hassle-free experience.

Eligibility Criteria

You must be between the ages of 21 to 55 years.

A minimum monthly in-hand income of ₹15,000 in non-metro cities and ₹18,000 in metro cities is required.

You must be a resident of India.

Documents Required

A Selfie: Your picture in good lighting.

PAN Card: Important document for identity verification.

Aadhaar Card: Ensures the legality of your application.

Salary Slips (last 3 months) or Bank Statements (last 6 months): Shows your financial stability.

Minimum CIBIL Score Required to Avail of a ₹4 lakh Loan

Your financial history holds significance when seeking a loan. Recognizing the importance of credit needs, Fibe provides services tailored for individuals "New To Credit." Secure your immediate ₹4 lakh loan today using our user-friendly online application, promptly addressing your urgent financial needs. Apply now to enjoy the ease of obtaining instant loans through Fibe.

Easy steps to apply for ₹4 lakh Loan Instantly

To apply for a ₹4 lakh personal loan online, follow these straightforward steps:

Get ₹4 lakh personal loan now!

One-stop solutions for all your credit needs

Why choose Fibe for Instant Personal Loans?

Discover the benefits provided by Fibe's loan services:

Choose Personal Loan by amount

Our Other Products

Instant Cash Loan
Get up to ₹5 lakhs in just 2 minutes
Personal Loan for Salaried Individuals
Avail of cash starting from ₹8,000 at affordable rates and easy EMIs
Personal Loan for Government Employees
Easy loans for central and state government employees

Frequently Asked Questions

Yes, you can get a ₹4 lakh loan using your Aadhaar and PAN cards. Fibe simplifies the process, offering quick approval and efficient disbursal for your convenience.

Your financial history provides accessible solutions based on creditworthiness. Fibe also caters to individuals who are ‘New To Credit’.

Fibe offers instant approval within 2 minutes for a ₹4 lakh loan application. Experience a seamless and efficient lending process for your urgent requirements.

Avail of a ₹4,00,000 lakh loan at affordable interest rates, starting from 2% per annum with Fibe.

Instantly secure ₹4 lakh with Fibe Loans. Apply online and experience swift approval for your urgent financial needs. Quick, easy and reliable.

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I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!
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Subham Pawar

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The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.
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Shilpi Mukherjee