How to Check Bank Account Number Online in 2025?

Your bank and account number is necessary for controlling your funds. Whether it is receiving your salary, making payments or conducting transactions. But, how to find account number when you don’t remember it can be tricky for most people.  

Bank Account Number of Digits 

The number of digits in a bank account number varies depending on the bank. Here’s a general breakdown:

• Public Sector Banks: Typically, account numbers have 11 to 16 digits.
• Private Sector Banks: These often use longer account numbers, ranging from 14 to 18 digits.
• Regional and Cooperative Banks: Depending on their internal banking system, these banks issue account numbers with 10 to 12 digits.

But if you’re unsure about your bank account number of digits, it’s best to check directly with your bank.

Importance of Account Numbers in Financial Transactions

Your bank and account number is absolutely essential for making financial transactions. Here’s why:

• Receiving payments: Your salary, government benefits and refunds are credited directly to your account through this number.
• Transferring money: Whether online or offline, an accurate account number ensures that your money reaches the intended recipient.
• Bill payments and subscriptions: Everything, right from your monthly bill payments, credit card payments and even subscriptions, involves your account number.
• Loan repayments and disbursements: You need to set up the NACH e-mandate for clearing the EMIs on your loans automatically. Doing so will require your bank details.
• Fraud protection: A correct account number protects transactions from fraud and gets them to the right account owner.

Where to Find your Bank Account Number?

If you ever have to check bank account number but don’t happen to know it, here are some simple methods to discover it:

• Bank passbook: In case you have a passbook, simply open the first page. The account number will be printed along with your name and branch details.
• Cheque book: Your account number is printed on every cheque leaf, generally at the bottom.
• Bank statements: You can always spot your account number on bank statements.
• Debit card: Debit cards do not show your account number on the physical card. But you can locate it by getting in touch with your bank’s customer care.
• Customer care: Just call your bank’s customer support and verify your identity. They will happily assist you with your account number details.

How to Find your Bank Account Number Online

If you’ve lost physical documents, don’t worry. You can still find your account number, check online. While banks do not disclose account numbers directly based on a mobile number alone, here are a few methods you can use:    

• Via Mobile Banking app: Your bank will have a mobile app where you can check your account details. Just log in to the app and navigate to the ‘My Accounts’ or ‘Account Summary’ section. Here’s where you’ll find your account number displayed.
• Through Internet Banking: If you opted for Internet Banking, you can easily log into your bank’s website. Just look for the ‘Account Details’ or ‘Profile’ section to find your account number.
• Via bank SMS service: Many banks offer SMS services. All you have to do is send an SMS with the required keyword (as specified by your bank) to the designated number. Within no time, you’ll receive an SMS containing your account number along with your balance details.
• Aadhaar-linked bank services: Log in to the UIDAI website and check which bank is linked to your Aadhaar.

Knowing your bank account number is as important as having your Aadhaar or driver’s license details. This number is required to carry out almost all financial transactions. So, always check bank account number and have it handy to access banking services smoothly.

If you’re looking for a better way to manage your money, Fibe can help. Get instant cash loans or access funds easily with a Loan Against Mutual Funds. Fibe offers smart financial solutions without any hassle!

FAQs on How to find Bank Account Number

1. How do I find my bank account number on my phone?

You can retrieve your account number through mobile banking apps, internet banking, SMS banking or by calling customer care. If you have a registered mobile number, you can also request your account details via SMS or by visiting the bank.

2. How can I check my account number via SMS?

How to check bank account number via SMS is pretty simple. Just send a designated keyword (such as ‘BAL’ or ‘ACCT’) to your bank’s official number from your registered mobile number. You will receive a message containing your account number along with other details like balance information.

3. Can I find my bank account number using my mobile number?

Banks do not disclose account numbers directly through mobile numbers for security reasons. However, you can log into mobile banking, contact customer support or visit your bank branch to account number, check online.

4. How do I retrieve my bank account number using my Aadhaar card?

If your Aadhaar is linked to your bank and account number, you can check account details through the UIDAI website, through mobile banking or by visiting your bank branch. At the branch, you may need to provide your Aadhaar card for verification before accessing your account details.