
Planning a bank visit in 2026? Before you step out, it’s important to know when banks are closed. In India, bank holidays aren’t random; they follow an official calendar issued by the Reserve Bank of India (RBI). This bank holiday list 2026 includes national holidays, state-specific holidays, 2nd and 4th Saturdays and Sundays. Knowing the bank holidays in month format helps you plan branch visits, cheque deposits, cash withdrawals and important financial transactions without last-minute stress.
Let’s break it all down in a simple way.
The Reserve Bank of India (RBI) decides the holiday calendar for both public and private sector banks. This means most banks across the country follow the same core holiday structure.
This RBI holiday framework applies to:
While the RBI sets the base calendar, state governments can declare additional regional holidays, which apply only to banks in that particular state. That’s why bank holidays may differ slightly from one state to another.
Below is the bank holiday list 2026 covering national holidays and widely observed RBI holidays across India. This list does not include every local festival, as state-wise holidays vary.
| Date | Day | Occasion / Holiday Type |
|---|---|---|
| 26-Jan-26 | Monday | Republic Day (National Holiday) |
| 3-Mar-26 | Tuesday | Holi |
| 3-Apr-26 | Friday | Good Friday |
| 14-Apr-26 | Tuesday | Dr Ambedkar Jayanti |
| 1-May-26 | Friday | Labour Day / May Day |
| 15-Aug-26 | Saturday | Independence Day (National Holiday) |
| 20-Oct-26 | Tuesday | Dussehra |
| 8-Nov-26 | Sunday | Diwali |
| 25-Dec-26 | Friday | Christmas |
This bank holiday list gives you a national-level view. For precise planning, always combine it with your state’s holiday list.
As per RBI rules, banks in India remain closed on the 2nd and 4th Saturday of every month, along with all Sundays. These closures are part of the official bank holiday list 2026.
Here’s a quick look at bank holidays in month format for Saturdays:
| Month | Second Saturday | Fourth Saturday |
|---|---|---|
| January | 10-Jan | 24-Jan |
| February | 14-Feb | 28-Feb |
| March | 14-Mar | 28-Mar |
| April | 11-Apr | 25-Apr |
| May | 9-May | 23-May |
| June | 13-Jun | 27-Jun |
| July | 11-Jul | 25-Jul |
| August | 8-Aug | 22-Aug |
| September | 12-Sep | 26-Sep |
| October | 10-Oct | 24-Oct |
| November | 14-Nov | 28-Nov |
| December | 12-Dec | 26-Dec |
Knowing these dates in advance helps you avoid visiting the branch on a closed day.
Now that you’ve seen the bank holiday list 2026, here’s how these holidays are officially classified:
These are holidays observed across India. Banks remain closed nationwide on these days. Examples include Republic Day, Independence Day, Gandhi Jayanti, Holi and Diwali.
These are declared by the Central Government and followed by banks across the country. Most central holidays overlap with national holidays.
These holidays depend on local festivals or state-level events. Banks remain closed only in those specific states, not across India.
To make this clearer, here are a few state-wise bank holiday examples:
So, even if a date isn’t part of the national bank holiday list, your local branch may still be closed.
Even if branches are closed, digital banking doesn’t stop. With platforms like Fibe, you can manage your finances anytime even on a bank holiday. From checking eligibility to applying for an Instant Personal Loan of up to ₹10 lakhs in just a few minutes, everything stays online and hassle-free.
You can apply through the app or website without worrying about bank closures.
Banks are closed on national holidays, RBI-declared holidays, Second and Fourth Saturdays, Sundays, and state-specific holidays.
No, state holidays apply only to banks operating in that particular state. Other states function as usual.
Yes. UPI, mobile banking, net banking, and ATM services are generally available 24×7. However, services like cheque clearing may be delayed.
You can check the RBI’s official holiday calendar, your bank’s website or app, or look for a monthly bank holiday list 2026 shared by banks and financial portals.