Bandhan Bank Fixed Deposit Interest Rates: A Comprehensive Guide for Investors

Fixed deposits (FDs) are a safe and reliable way to grow your money with guaranteed returns and low risk.. Be it for your future goals, increasing savings or plan of retirement, FDs provide a reliable way to earn interest over a fixed period. Bandhan Bank is a trusted financial institution that offers a range of FD schemes with attractive interest rates to suit different customer needs.

Read on to explore the latest Bandhan Bank fixed deposit interest rates and how they can benefit you.

An Overview of Bandhan Bank FD Rates

Bandhan Bank offers different FD schemes with interest rates that vary based on tenure, deposit amount and customer category. 

Here’s a quick look:

• Standard Fixed Deposit: These range from 7 days to 10 years with interest rates starting from 3% per annum for deposits above ₹100 and up to ₹1 lakh.
• Premium Fixed Deposit: In this type of FD, high-value deposits above ₹10 lakh come with an interest rate that starts at 7% per annum.
• Tax Saver Fixed Deposit: This 5-year FD offers 7% per annum for regular customers and 7.50% per annum for senior citizens.
• Advantage Fixed Deposit: Available for 6 months to 10 years, with interest rates as low as 4.50% per annum for deposits over ₹1 lakh.
• Dhan Samriddhi Fixed Deposit: It is designed for short-term goals, with compounded interest for better returns.

Bandhan Bank FD Rates for Senior Citizens

The bank provides special benefits for senior citizens by offering higher interest rates. These mentioned competitive Bandhan Bank senior citizen interest rates make sure that retirees get the most out of their savings. 

Here are the Bandhan Bank FD rates senior citizens can avail of:

• 1 Year FD: 8.55% per annum
• 1 Year to 499 Days: 7.75% per annum
• 500 Days to Less than 2 Years: 7.75% per annum
• 2 Years to Less than 3 Years: 7.75% per annum
• 3 Years to Less than 5 Years: 7.75% per annum
• 5 Years to 10 Years: 6.60% per annum

How to Check Your FD Balance?

Checking your Bandhan Bank FD rates balance is quick and easy. Listed below are some of the ways:

1. Internet Banking: Log in to your Bandhan Bank account and check your FD details online
2. Mobile Banking: Use the Bandhan Bank mobile app to know your FD balance anytime
3. Customer Care: Call Bandhan Bank’s customer service for any assistance
4. Branch Visit: Go to the nearest branch to enquire about your FD balance

What are the Steps to Transfer Your Bandhan Bank FD to Another Bank?

You can transfer or close your FD and reinvest in another bank. Follow these simple steps:

1. Contact the New Bank: Inform the bank about your intention to transfer the FD
2. Submit Documents: Provide the required documents, including your FD receipt and KYC details
3. Follow the Transfer Process: Complete the necessary steps as per the receiving bank’s guidelines

Bandhan Bank’s fixed deposit options provide a secure way to grow your savings with attractive interest rates and flexible tenures. FDs can be a reliable choice, whether you’re planning for the future or looking for stable returns.

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FAQs on Bandhan Bank FD Rates

What is the highest Bandhan Bank FD rate today? 

The highest FD rate is 8.55% per annum for senior citizens on a 1-year deposit.

How to check the fixed deposit balance in Bandhan Bank?

You can check your FD balance via internet banking, mobile banking, customer care or by visiting a branch.

Can I transfer my Bandhan Bank FD to another bank? 

Yes, you can transfer your FD by following the required process and submitting the necessary documents.