10 Easy Steps to Pay Your Income Tax Online in 2026

Updated on: 18 Feb 2026

Wondering how to pay income tax online? The process is now fully digital through the Income Tax Department’s e-Pay Tax portal. Enter your PAN details and verify using OTP. Select the assessment year and choose the type of payment. Fill in your tax amount and complete the payment using net banking or other available modes.

If you’re unsure about how much tax you need to pay, the portal also offers built-in calculators to help you estimate your liability before proceeding. Once the payment is successful, you receive an instant challan confirmation. Knowing how to pay income tax online this way helps you avoid paperwork, delays and unnecessary bank visits.

How to Pay Income Tax Online?

Follow these steps to pay tax online without logging in.

Step 1: Visit the Income Tax Portal
Step 2: Click on the ‘e-Pay Tax’ under the ‘Quick Links’ section
Step 3: Enter your PAN/TAN number and mobile number and click on ‘Continue’
Step 4: Enter the OTP and click ‘Continue’
Step 5: Click the ‘Proceed’ button on the ‘Income Tax’ option
Step 6: Choose the assessment year and ‘Self-Assessment Tax (300)’ under the ‘Type of Payment’ option
Step 7: Enter the tax details
Step 8: Select the payment method and click on ‘Continue’
Step 9: Review the challan details and click on ‘Pay Now’
Step 10: Check the box to agree with the terms and conditions and click on ‘Submit To Bank’
Step 11: Complete the payment and download the challan for your reference

Eligibility Criteria for Income Tax Returns

According to the Income Tax Act, you are liable to pay tax if you fall under the following criteria:

Indian citizens with an annual income exceeding the basic exemption limit
Cooperative Society
Body of Individuals
Association of Persons
Firm
Artificial Juridical Person
Local Authority
Indian resident with property or financial interest outside India
You are responsible for producing returns u/s 139 (4B) (ITR 7)
Indian resident with signing authority or ownership of an account outside India
If you claim deductions u/s 90, 90A or 91
All companies

In addition, you have to compulsorily pay your taxes online if:

You are a corporate employee
Provisions of section 44AB of the Income Tax Act, 1961 apply to you, provided you aren’t a company

Documents Required for Tax Online Payment

Here are the documents you should keep at hand for tax e-payment:

Aadhaar card
PAN Card
Form 16A/B/C
Bank account details
Bank statement/passbook
Form 26AS and AIS/TIS
Documents required to claim deductions, including home loan statements, tax-saving schemes documents, rental income, life-insurance premium payment receipts, etc.

Also Read: Old Regime vs New Regime of Taxation in India

Benefits of e-Tax Payment

Here are all the advantages of filing income tax online.

Online payment allows you to pay your taxes anywhere and anytime
It requires minimum paperwork, which simplifies the process
The amount is automatically deducted from your bank account
This process eliminates the middleman, which reduces the risk
This is a quick and easy process that generates your challan instantly
Income Tax Department’s built-in calculators help you calculate the accurate amount, which streamlines the tax payment process
You get instant confirmation of the payment when you pay your tax online
Income Tax Department uses robust security measures to keep your data secure

By following these steps, you can clearly understand how to pay income tax online and avoid visiting the bank, as required in offline payments. Similarly, if you want to skip bank visits while applying for a loan, you can do so with the Fibe Instant Cash Loan.

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