Central Bank of India Balance Check in 2026

Keeping track of your Central Bank of India account balance shouldn’t feel like a task. Whether you’re at home, at work or on the go, there are multiple quick and easy ways to check your balance in just a few seconds – no branch visit needed.

This guide walks you through all of them, including the CBI balance check number, so you can pick an option that works best for you.

Different Modes Available for Central Bank Balance Enquiry 

Before we dive into the details, here’s a quick look at all the methods available for you:

Method	How It Works
Customer Care	Call the toll-free number and follow the IVR to get your balance instantly
SMS Banking	Send a text with your account number and MPIN to get your balance via SMS
Missed Call	Give a missed call to the designated number and receive balance details by SMS
Net Banking	Log in to CBI’s internet banking portal and check the balance under Account Details
Mobile Banking	Use the Cent Mobile or m-Passbook app to view your balance on the go
ATM	Insert your debit card, enter PIN and select Balance Enquiry
UPI Apps	Link your CBI account to any UPI app and check your balance using your UPI PIN

[Source: Banking Facilities – Central Bank of India]

7 Ways to Check the Central Bank of India Balance 

Checking your CBI account balance is easier than you think. Here’s a step-by-step breakdown of every method you can use:

1. Central Bank of India Balance Check Through Customer Care

The simplest way – just pick up your phone and call.

• Step 1: Dial the toll-free number based on your profile:
  • 1800 3030 – for regular customers
  • 1800 203 1911 – for pensioners
• Step 2: Follow the IVR instructions
• Step 3: Select the balance enquiry option
• Step 4: Your account balance will be read out to you

No internet, no app – just a quick call and you’re done.

2. Central Bank of India Balance Check Through SMS Banking

Prefer a text? Here’s how to check your balance via SMS.

• Step 1: Open the messaging app on your registered mobile number
• Step 2: Type: BALAVL <Account Number> <4-digit MPIN>
• Step 3: Send it to 9967533228
• Step 4: You’ll receive your account balance via SMS shortly

Make sure you’ve registered for CBI’s mobile banking facility first by submitting a request to the bank.

Also Read: How to Get Your Bank Account Statement 

3. Central Bank of India Balance Check by Missed Call

This requires no data, no typing – just a quick missed call and you’re done.

• For balance enquiry: Dial 9555244442 from your registered mobile number
• For mini-statement (last 3 transactions): Dial 9555144441

You’ll get the details sent directly to your phone via SMS. Free of charge.

4. Central Bank of India Balance Enquiry Through Net Banking

For those who prefer online banking:

• Step 1: Visit the CBI website and select ‘Internet Banking’
• Step 2: Click on ‘Login’ under ‘Personal Banking’
• Step 3: Enter your User ID, password and Captcha
• Step 4: Click on ‘Proceed’ and go to the ‘Account Details’ section
• Step 5: Click on ‘View Account Details’ to see your balance

But make sure you’ve registered for net banking services beforehand.

5. Central Bank of India Balance Enquiry via Mobile Banking

CBI offers two handy apps to check your balance on the go:

Cent Mobile

• Step 1: Open the Cent Mobile app
• Step 2: Go to the home screen
• Step 3: Find your accounts listed under ‘Account Picker’
• Step 4: Select your account and check the balance in the ‘Available Balance’ column

m-Passbook

• Step 1: Open the m-Passbook app
• Step 2: Log in with your credentials
• Step 3: View your passbook – your balance and recent transactions are right there

6. Central Bank of India Balance Check at ATM

Have your debit card handy? Head to the nearest ATM and follow these steps:

• Step 1: Insert your debit card into the machine slot
• Step 2: Enter your ATM PIN
• Step 3: Select ‘Balance Enquiry’ from the menu
• Step 4: Your account balance will appear on screen
• Step 5: Optionally, select ‘Mini-statement’ to print your last few transactions

Also Read: How to Download Bank Account Statement as a PDF 

7. Central Bank of India Balance Check Through UPI Apps

Already linked your CBI account to a UPI app? Here’s how to check your balance:

• Step 1: Log in to your UPI app using the security code
• Step 2: Tap on ‘Accounts’
• Step 3: Select your CBI account
• Step 4: Enter your UPI PIN
• Step 5: Your account balance will be displayed

But please note, this only works if your CBI account is already linked to your UPI ID.

[Source: Balance Enquiry – Central Bank of India]

Using these options, you can run a Central Bank of India balance enquiry at your convenience. If your balance is insufficient for your needs, you can get an Instant Cash Loan from Fibe. 

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FAQs on Central Bank of India Balance Enquiry 

How to check my Central Bank of India account balance?  

You can make a Central Bank balance enquiry using any of these 7 methods online as well as offline: 

• Net banking 
• Mobile banking 
• SMS 
• Visiting the nearest ATM 
• UPI app 
• Toll-free customer care number 
• Missed call services 

How to get a bank statement through SMS?  

One of the easiest ways to run a Central Bank of India balance check is to give a missed call on 9555144441. This will help you view the most recent three transactions via SMS.  

How to activate CBI mobile banking services? 

To set up CBI mobile banking services, you must register on the m-Passbook app using these steps: 

• Step 1: Download the m-Passbook app 
• Step 2: Open the app and select your preferred language 
• Step 3: Enter your User ID and registered mobile number 
• Step 4: Enter the OTP 
• Step 5: Generate a User ID and MPIN 

How can I check my Central Bank of India bank balance with a missed call?  

This is an easy process. All you need to do is give a missed call on 9555244442 from your mobile number. However, keep in mind that your phone number must be registered.  

Are there any fees for the missed call service of the Central Bank of India?  

No, the CBI balance check number through the missed call facility is free. All you need to do is ensure you are calling from your registered mobile number to check your Central Bank of India account balance.  

Does the Central Bank of India impose charges for its SMS service?  

Yes, the charges as of May 2023 are 48 paise per SMS. These charges will be tallied on a monthly basis by the Central Bank of India.  

Are there alternative methods to check my Central Bank of India account balance?  

Yes, you can also sign up to receive monthly emails with your bank statement to know your account balance. Apart from this, you can run a Central Bank of India balance enquiry by account number by logging into your net banking account online or using the mobile app. You can also call customer care.  

How frequently can balance inquiries be made?  

There is no limit to how many times you can check your account balance. To keep up with your balance in real-time, download the Cent Mobile app or the m-Passbook app. You can also call the Central Bank balance enquiry number regularly.  

Are these balance inquiry services available 24/7?  

Yes, you can count on online services 24/7. These include logging in to net banking or the mobile app of the Central Bank of India to check your account balance. Even the Central Bank balance check number (missed call facility) is available at all hours of the day and night.