With the latest FD interest rates of ICICI Bank, you can now earn lucrative returns on your deposits. Based on the chosen tenure and FD type, you can secure handsome returns and meet your goals. Some key features of ICICI Bank FDs are:
Read on to learn the current ICICI FD rates, eligibility criteria, documents and more.
Here are the ICICI Bank FD interest rates at various tenures:
| Tenure | Regular Citizen FD Interest Rates | Senior Citizen FD Interest Rates |
|---|---|---|
| 7 days to 14 days | 3.00% per annum | 3.50% per annum |
| 15 days to 29 days | 3.00% per annum | 3.50% per annum |
| 30 days to 45 days | 3.50% per annum | 4.00% per annum |
| 46 days to 60 days | 4.25% per annum | 4.75% per annum |
| 61 days to 90 days | 4.50% per annum | 5.00% per annum |
| 91 days to 120 days | 4.75% per annum | 5.25% per annum |
| 121 days to 150 days | 4.75% per annum | 5.25% per annum |
| 151 days to 184 days | 4.75% per annum | 5.25% per annum |
| 185 days to 210 days | 5.75% per annum | 6.25% per annum |
| 211 days to 270 days | 5.75% per annum | 6.25% per annum |
| 271 days to 289 days | 6.00% per annum | 6.50% per annum |
| 290 days to less than 1 year | 6.00% per annum | 6.50% per annum |
| 1 year to 389 days | 6.70% per annum | 7.20% per annum |
| 390 days to less than 15 months | 6.70% per annum | 7.20% per annum |
| 15 months to less than 18 months | 7.10% per annum | 7.65% per annum |
| 18 months to 2 years | 7.10% per annum | 7.65% per annum |
| More than 2 years to 3 years | 7.00% per annum | 7.50% per annum |
| More than 3 years to 5 years | 7.00% per annum | 7.50% per annum |
| More than 5 years to 10 years | 6.90% per annum | 7.50% per annum |
| 5 Years (80C FD) (Max ₹1.50 lakhs) | 7.00% per annum | 7.50% per annum |
Disclaimer: These are the most recent FD rates as of February 2024 and may be revised by ICICI Bank.
Make sure you check the bank’s website or app before you open an FD to get the latest rates. Furthermore, for deposit amounts exceeding ₹2 crores, the rates will differ, which you can access on the website.
Remember, these rates also vary depending on the tenure. So, use an FD calculator to compute your earnings well in advance and open an account that best aligns with your needs and goals.
Read Also: ICICI Balance Check Number
The following groups can open an ICICI Bank FD:
You can open an FD with the following documents:
You may submit other documents as proof, subject to the bank’s acceptance. With FDs, you can get guaranteed returns and since it’s a non-market-linked investment, it’s great for low-risk investors.
You also have the option of premature withdrawal, giving you immediate access to funds if you need it. However, it comes with a penalty. Instead, you can get an Instant Cash Loan from Fibe and keep your FD intact.
You can get up to ₹5 lakhs at competitive rates and flexible tenures. Register fon the Fibe Personal Loan App or website to enjoy a fast, simple and 100% digital application process.
Here is an overview of the latest rates:
The current rates range from 3% to 7.65% per annum. However, they depend on:
Yes, you can trust ICICI Bank and open an account to earn secure and guaranteed returns since this FD has a credit rating of ‘AAA.’
Yes, you can liquidate your deposit before maturity by paying a penalty. However, this depends on the type of FD you choose. In case of a non-callable fixed deposit, you can’t make a premature withdrawal before maturity.
