Personal Loan for Laptop
at Low Interest Rates
These loans are provided at fixed personal loan interest rates throughout the loan tenure. With unsecured loans, as there is no collateral involved the interest rates tend to be higher as there is a risk involved for the lender. Be it a wedding or vacation or education or any other need, Fibe always offers you a helping hand in meeting your personal loan needs.
Why Should I Choose Fibe?
Interest rates offered by Fibe for all the best personal loans We understand your needs when you run out of cash. We offer interest rates based on your credit score and our own formulated “Socialworth Score”. Also, the personal loan interest rates will not be changed (with the change in RBI interest rates), until the repayment of your loan, which you can prepay as per your convenience, no extra cost. You can use our Personal loan EMI calculator to know the interest rates.
Advantages of Instant
Personal Loans with Fibe
We understand your needs really well, that’s why we never ask you what do you need the money for.
How to Get Instant Personal Loan
1
Apply for Cash Loan
Once you have an approved Fibe limit, select Amazon as an option to use your limit to purchase Amazon gift cards
2
Select EMI option
Select from 1, 2 & 6 EMis as repayment options
3
Money Transfer to your Bank Account
Add the voucher to your Amazon Pay balance without having to place an order.
Eligibility Criteria
All you need to be eligible for a Fibe loan.
Age: Between 21 and 55 years
Metro cities: Minimum salary - ₹18,000
Non-metro cities: Minimum salary - ₹15,000
Residence: Must be a resident of India
Documents needed for
personal loans at Fibe
Proof of Identity: PAN Card (any one)
Proof of Residence: Leave and License Agreement / Electricity Bill (not more than 3 months old) / Passport
Latest 3 months Bank Statement (where salary/income is credited)
Salary slips for the last 3 months or the 3 months bank statement
1 passport size photograph
Note – If you want quick personal loans online, all the document must be in PDF format and self-attested by the customer. No photocopies are allowed.
One Personal Loan for Your 100 Dreams
Personal Loan EMI Calculator
Skip the manual calculations. Use the Fibe EMI Calculator to accurately determine your repayment amounts, interest charges, and more.
Fibe's personal loan EMI calculator is your reliable tool to determine your loan EMI in just a few minutes and some simple steps. Fibe offers personal loan of up to Rs 5 lakhs with minimal documentation and quick processing. Coupled with interest rates as low as Rs 9/day, this is by far your most compelling credit option in the market. Calculate your monthly repayments based on your sanctioned loan amount and interest rates using this handy EMI calculator that's operate and easy to understand. With Fibe, you can even prepay your loan amount with no additional charges.
Your EMI Amount is
₹
13,107
Loan Amount
₹145,000
Min
Max
₹8,000
₹10,00,000
Interest rate
14%
12
30
Select EMI option
12 Months
3
36
Months
Months
Security and confidentiality of personal details
Fibe processes all loans online. Below are a few major precautions that we at Fibe take for protecting your personal loan details.
Secure Socket Layer (SSL) Encryption
Provides secured login through https:// protocol. Our Personal loan EMI calculators are also protected and safe to calculate your personal loan interest rates.
2-Factor or Multi-factor authentication measures
Allows you to securely login using security questions or by the use of a security code sent to your registered mobile number.
Use of Cookies
No additional information is required every time you log in to Fibe.
Firewalls
Firewalls filter the unauthorized and unsecured data coming and going out of our servers.
Secured and Confidential Credentials
Fibe never shares your password with anyone (and neither should you).
Mistakes to avoid while applying for quick personal loans online
Today many online lenders are coming forward to offer quick personal loans online at attractive interest rates. It is always advisable to read the terms and conditions carefully for smooth and safe experience.
Below are a few things to consider, before applying for quick personal loans online.
Not checking your eligibility before applying – As you know, your loan approval is purely based on your profile details that you submit in your application. So, to get instant personal loan, make sure your profile has all details like your age, income, residential details, employment details, loan amount and tenure in place. Apart from these, make sure that you have all the necessary documents handy before applying for quick personal loans online.
Borrowing more than you need – Always borrow the amount that is sufficient enough to meet your current needs or requirement. Borrowing a loan amount that exceeds your repayment potential will make things difficult. But with Fibe, you don’t need to worry about it as there is no prepayment/foreclosure charges involved. You just pay for the number of days you use the money for.
Not maintaining good credit score – Credit score is an important factor that helps in determining the interest rate against your loan. If you have a good credit score, you can sit back and relax because your loan processing will be easy.
Ignoring or not reading the Fineprint – Fibe highly recommends reading the Fineprint and disclaimer thoroughly before applying for the loan. Few of the Fineprint details that you must know are:
Forgetting your repayments on time – Now that you are aware of how easy it is to get instant personal loan approval online, the next part is bearing in mind not to ignore or forget to repay your interest on time. This is common if you are borrowing for the first time. This also adversely affects your credit score in getting the best personal loans for future use as each and every loan transaction is recorded in your credit report. So, set up regular reminders in your calendar or mobile to pay your interests on time.