Freeloader: 7 Signs You’re In A Relationship With The One

  • Updated on: 8 Nov 2023
  • Published on: 13 Feb 2020
Freeloader: 7 Signs You’re In A Relationship With The One

Relationships are an important part of our lives. Love may be blind, but lovers don’t have to be, not to the presence of a freeloader partner, at least. In simple terms, freeloader meaning refers to a person who is not a fair contributor and expects the other person to cover the expenses. 

Identifying a freeloader personality can be difficult, especially in a short duration. However, there are some signs that can make things easy. Here is an example of a freeloader. Suppose you go on a movie and dinner date with a person. After the date, you ask the other person for their share and they refuse to contribute.

This unequivocal balance in terms of money matters often harms relationships and partners. Here’s a closer look at the financial red flags in partners.

Money talks in between cuddles

There are chances that your date or partner will often try to discuss their financial issues while sipping a pina colada with you on a romantic night out. 

Being empathetic and helping your partner in dreary times shows your affection towards them until that person has intentions of simply hiding behind you each time a problem surfaces. Companionship is all about caring and sharing and not piling one’s burden on your counterpart. Be wary!

No insistence on sharing bills

It was ages ago when the burden of paying the restaurant bills, bearing the finances of dining out and watching movies, among others, was only on the men. The world has moved forward and with gender roles being rewritten, it is appreciable if both partners share the bill or expenses. 

Pretentious ways with no real concern can often lead you to empty your wallet while the other just stands by, smiles and takes it for granted. This is among the classic signs of a freeloader. So, stop taking things at face value. 

Fancy habits and addictions

Despite a meagre salary, if a person splurges excessively on clothes, dine-outs and indulges in other unnecessary recreations, there are all the chances of them borrowing from you. They may even assure you with hugs and kisses that they will return the money as soon as they get their salary next month. 

But promises are never meant to be fulfilled when it comes to freeloaders. They enjoy other people’s hard-earned money without much remorse or guilt.

Financial dependence on parents

Someone who jumps from one job to another and cites unusual reasons is definitely a red alert. Partners who like to depend on their parents for money may continue to do so in the near future as well. 

Take note when the other person starts asking favours from you. These include using your car or credit card, almost always forgetting their wallets and always expecting expensive gifts- all these are freeloader characteristics.

Intentions to share accommodation but not rent

If your partner insists on moving in with you, an arrangement where they don’t split the rent may be acceptable, depending on your relationship dynamics. Perhaps they contribute in other ways, such as on the groceries or utility bills? However, if it’s entirely your wallet, then that is a cause for concern. 

Such tendencies indicate a shunning of financial responsibilities and letting the other partner bear the expenses explicitly shows that the person is a freeloader who likes to while away and sustain on other’s money.

Before putting your heart and soul into a relationship, it is advisable to use your mind and check whether your partner is a financial defaulter with a bank or lending institution. If they are a freeloader, there are complete chances of you paying their interest and loan amount. 

Lacks pride and blames others

As an individual, we’ve got to take responsibility for our actions. Your dependable partner is not worth your love if they know nothing about self-worth. A laid-back attitude can look quite chilled out and appealing, but that does not help in relationships in the long run. 

Also, if a person claims they lost their job because of the boss, they got late because their friends held them up, or they have no savings because they spent all on their family – then watch out! You may have encountered a potential freeloader and the next target may be you. Both sides need to make efforts.

Bundle of excuses to extract dough

A sad tale of a relative admitted to hospital or insufficient funds to pay off the rent or college fees – there can be innumerable excuses from your partner intermittently spread over a period of time.

On the other hand, your partner spends your money elsewhere with their friends or by going to expensive clubs and places. A person committed to you just to take advantage considers it your duty to pay and pamper them. They measure love in rupees and gifts. 

Before getting struck by the winged-cupid, it is better to take a step back and observe your current or prospective partner’s financial habits and ways. Once committed and deep into the relationship, it becomes increasingly difficult to attach greater significance to anything but love. 

Fibe, one of the leading online lending portals, can assist you or your partner during a financial emergency. You or your partner can easily get an Instant Personal Loan of up to ₹5 lakhs once you meet the eligibility terms.

The funds get directly transferred to the preferred bank account and successfully prevent money from being a thorn in your relationship. Simply download the Personal Loan App or apply on our website to get started. 

FAQs on Signs of a Freeloader

How do I get rid of a freeloader?

One way to cut off a freeloader from your life is to be firm and say no when asked. Confront them about their behaviour, relay your expectations and set clear boundaries. 

What does it mean if someone is a freeloader?

A freeloader is an individual who uses your resources without any appreciation or giving anything in exchange. These resources may be money, food, accommodation, etc.


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