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How to Book a Fixed Deposit Online in Minutes?
Reviewed by: Fibe Research Team
- Updated on: 5 Jun 2025
Reviewed by: Fibe Research Team
Looking to grow your money without taking too much risk? A Fixed Deposit (FD) might just be the perfect fit. Having a fixed deposit account is one of the oldest and safest ways to earn steady returns on your savings. Whether you’re saving for a trip, planning for the future or simply want your money to grow without market ups and downs — FDs offer a secure and predictable option.
And now, with Fibe, booking an FD has become easier, faster and more rewarding. Read more to know how.
Here’s why Fibe should be your go-to platform for investing in Fixed Deposits:
Here are some of our top partners and what are their fixed deposit plans:
| Bank Name | Tenure | Regular FD Rates (in %) | Senior Citizen FD Rates (in %) |
|---|---|---|---|
| South Indian Bank | 1 year | 6.8 | 7.3 |
| 1 year 7 days | 7.4 | 7.9 | |
| 1 year 6 months | 7.25 | 7.75 | |
| 2 years 6 months | 7 | 7.5 | |
| 3 years 3 months | 7.2 | 7.7 | |
| 4 years 11 months 29 days | 6.7 | 7.2 | |
| Shriram Finance | 1 year | 7.59 | 8.09 |
| 1 year 6 months | 7.73 | 8.23 | |
| 2 years | 7.87 | 8.37 | |
| 3 years | 8.38 | 8.88 | |
| 3 years 6 months | 8.42 | 8.92 | |
| 4 years 2 months | 8.47 | 8.97 | |
| 5 years | 8.47 | 8.97 | |
| Bajaj Finance | 1 year | 7.4 | 7.65 |
| 1 year 3 months | 7.5 | 7.75 | |
| 1 year 6 months | 7.8 | 8.05 | |
| 1year 10 months | 7.9 | 8.15 | |
| 2 years 9 months | 7.85 | 8.1 | |
| 3 year 6 months | 8.15 | 8.4 | |
| 3 years 8 months | 8 | 8.25 | |
| 5 years | 7.85 | 8.1 | |
| Suryoday Small Finance Bank | 6 months 1day | 7.25 | 7.75 |
| 1 year | 8.25 | 8.75 | |
| 1 year 6 months | 8.25 | 8.75 | |
| 3 years | 8.25 | 8.75 | |
| 2 years | 8.25 | 8.75 | |
| 2 years 6 months | 8.25 | 8.75 | |
| 5 years | 8.6 | 9.1 | |
| Shivalik Small Finance Bank | 6M | 6 | 6.5 |
| 1Y | 6 | 6.5 | |
| 1Y 5M 25D | 8.3 | 8.8 | |
| 2Y | 8.3 | 8.8 | |
| 3Y | 7.5 | 8 | |
| 5Y | 6.25 | 6.75 | |
| Utkarsh Small Finance Bank | 1Y | 8 | 8.6 |
| 1Y 6M | 8 | 8.6 | |
| 2Y | 8.5 | 9.1 | |
| 2Y 6M | 8.5 | 9.1 | |
| 3Y | 8.5 | 9.1 | |
| 4Y 40D | 8.5 | 9.1 |
(Note: ROI may vary based on tenure and investor category)
Booking your FD via Fibe’s app is super simple. Just follow these steps:
Step 1: Choose the FD plan that best suits your needs from our trusted partners
Step 2: Fill in basic details like your PAN
Step 3: Complete Aadhaar-based KYC and a quick video KYC if required
Step 4: Make an online payment to instantly book your FD
Step 5: Add your bank account details for easy maturity payouts
You’ll receive confirmation for your FD booking details directly on your registered mobile number.
With attractive interest rates, a completely digital journey and trusted partners—Fibe makes fixed deposit investments super easy and hassle-free. Whether you’re new to FDs or an experienced investor, Fibe helps you to guide through maximise returns with just a few taps.
So why wait? Download the Fibe App and book your FD today!
Yes, all FDs are offered through RBI-regulated banks and NBFCs. Your money is completely safe.
Yes, you can diversify your investment by booking multiple FDs across different partners.
No, you don’t need a loan account. The FD service is open for everyone through the app.
No, you will not receive any certificate for the booking. However, you will receive confirmation on your registered mobile number when the booking is completed.
Yes, most partners allow premature withdrawal, though a penalty might be applicable. Check individual terms before booking.
