How to Book a Fixed Deposit Online in Minutes?

Updated on: 5 Jun 2025

Looking to grow your money without taking too much risk? A Fixed Deposit (FD) might just be the perfect fit. Having a fixed deposit account is one of the oldest and safest ways to earn steady returns on your savings. Whether you’re saving for a trip, planning for the future or simply want your money to grow without market ups and downs — FDs offer a secure and predictable option.

And now, with Fibe, booking an FD has become easier, faster and more rewarding. Read more to know how.

Benefits of Booking FD with Fibe

Here’s why Fibe should be your go-to platform for investing in Fixed Deposits:

Trusted & Secure: Fibe offers FDs through top-rated banks and NBFCs, ensuring your investment is safe and DICGC-insured up to ₹5 lakhs.
Attractive Returns: Enjoy high returns starting at 6.7% with special rates available for senior citizens.
100% Digital Booking: Book an FD instantly through the Fibe app with an easy online process and quick digital KYC.
No Bank Account Required: You can invest in an FD on Fibe’s app even if you don’t have a bank account.
Flexible Investment Options: Choose the amount and tenure that works for you —starting from just ₹1,000.
Tax-Saving Benefits: Opt for 5-year tax-saving FDs and claim deductions under Section 80C.
Multiple FD Partners: Compare and choose from a variety of FD options from different partners — all in one place.

Explore Fibe FD Partners: Returns & Key Highlights

Here are some of our top partners and what are their fixed deposit plans:

Bank Name	Tenure	Regular FD Rates (in %)	Senior Citizen FD Rates (in %)
South Indian Bank	1 year	6.8	7.3
	1 year 7 days	7.4	7.9
	1 year 6 months	7.25	7.75
	2 years 6 months	7	7.5
	3 years 3 months	7.2	7.7
	4 years 11 months 29 days	6.7	7.2
Shriram Finance	1 year	7.59	8.09
	1 year 6 months	7.73	8.23
	2 years	7.87	8.37
	3 years	8.38	8.88
	3 years 6 months	8.42	8.92
	4 years 2 months	8.47	8.97
	5 years	8.47	8.97
Bajaj Finance	1 year	7.4	7.65
	1 year 3 months	7.5	7.75
	1 year 6 months	7.8	8.05
	1year 10 months	7.9	8.15
	2 years 9 months	7.85	8.1
	3 year 6 months	8.15	8.4
	3 years 8 months	8	8.25
	5 years	7.85	8.1
Suryoday Small Finance Bank	6 months 1day	7.25	7.75
	1 year	8.25	8.75
	1 year 6 months	8.25	8.75
	3 years	8.25	8.75
	2 years	8.25	8.75
	2 years 6 months	8.25	8.75
	5 years	8.6	9.1
Shivalik Small Finance Bank	6M	6	6.5
	1Y	6	6.5
	1Y 5M 25D	8.3	8.8
	2Y	8.3	8.8
	3Y	7.5	8
	5Y	6.25	6.75
Utkarsh Small Finance Bank	1Y	8	8.6
	1Y 6M	8	8.6
	2Y	8.5	9.1
	2Y 6M	8.5	9.1
	3Y	8.5	9.1
	4Y 40D	8.5	9.1

(Note: ROI may vary based on tenure and investor category)

How to Book an FD through the Fibe App?

Booking your FD via Fibe’s app is super simple. Just follow these steps:

Step 1: Choose the FD plan that best suits your needs from our trusted partners
Step 2: Fill in basic details like your PAN
Step 3: Complete Aadhaar-based KYC and a quick video KYC if required
Step 4: Make an online payment to instantly book your FD
Step 5: Add your bank account details for easy maturity payouts

You’ll receive confirmation for your FD booking details directly on your registered mobile number.

With attractive interest rates, a completely digital journey and trusted partners—Fibe makes fixed deposit investments super easy and hassle-free. Whether you’re new to FDs or an experienced investor, Fibe helps you to guide through maximise returns with just a few taps.

So why wait? Download the Fibe App and book your FD today!

FAQs on Fixed Deposit

1. Is it safe to book an FD through Fibe?

Yes, all FDs are offered through RBI-regulated banks and NBFCs. Your money is completely safe.

2. Can I book multiple FDs through the app?

Yes, you can diversify your investment by booking multiple FDs across different partners.

3. Do I need a Fibe loan account to open an FD?

No, you don’t need a loan account. The FD service is open for everyone through the app.

4. Will I get a receipt or certificate for my FD?

No, you will not receive any certificate for the booking. However, you will receive confirmation on your registered mobile number when the booking is completed.