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Check Mobile Finance Offers for Indian Smartphone Brands
Reviewed by: Fibe Research Team
- Updated on: 19 Nov 2025
Reviewed by: Fibe Research Team
Many people look for value, performance, and trust when buying a smartphone. That’s exactly what an Indian phone company offers. Even before the ‘Make in India’ initiative, Indian smartphone brands were making affordable, feature-rich phones.
Today, the Indian mobile market is bigger than ever, with options for every budget. Read on to explore the top 10 Indian mobile brands, their unique features, and the latest finance options for Indian mobile brands to make your next smartphone purchase more affordable.
Smartphone financing simply means buying your phone without paying the entire amount upfront. Instead, you split the total cost into smaller, easy-to-manage payments.
Here are the most common ways people finance their phones today:
These smartphone financing India options help you get your dream phone without financial stress. You can easily do a mobile finance check online to explore what works best for you.
Here’s a list of top Indian smartphone brands that produce and retail phones within India:
Started in 2009 in Telangana, Celkon was one of the first mobile makers in South India. They offer smartphones starting from ₹5,999 and also deal in tablets, laptops, smart TVs and more.
Options for consumers to purchase smartphones on EMI
Launched in 2001, i-Ball has over 100 million users. Known for mobiles, tech accessories and PC products, they have 1 lakh+ active retailers across India.
Intex was founded in 1996. It is one of India’s largest electronics manufacturers offering affordable phones like Aqua Note and Indie 5, most priced under ₹10,000.
Financing facilities for budget-friendly models
Operating since 2009, Karbonn focuses on making smartphones more accessible. Models include K9 Smart Plus, Aura Power 4G and Titanium S9 Plus.
Availability of no-cost EMI and other financing plans
A popular Indian mobile company with global reach, LAVA works with over 1.65 lakh retailers and 800+ service centres. Top models include LAVA Blaze 5G, Agni 2 and YUVA.
Financing options available for Lava smartphones
Partnership with financial institutions or platforms
A Reliance-owned brand offering affordable 4G and 5G smartphones. Popular models include LYF Water 7S and Earth 2.
A well-known Indian phone company offering smartphones, earbuds and LED TVs, focusing on budget-friendly options.
EMI schemes and collaborations with banks or fintech companies
Known for the Spice Stellar series, offering affordable smartphones with good customer service.
A sub-brand of LAVA, Xolo started in 2012 and introduced India’s first 4G smartphone. Now offering newer 5G-enabled models.
10. YU Televentures
A joint venture between Micromax and Cyngn, known for Yu Yureka Plus, Yu Ace and more — available online in multiple price ranges.
Let’s look at some of the best Indian mobile brand financing options 2025 that make owning a new phone easier than ever.
Overview of Fibe’s instant personal loan offerings for smartphone purchases
Benefits of using Fibe for financing Indian mobile brands
EMI Network Card and its applicability for purchasing smartphones
Instant loan approvals and flexible repayment options
No-cost EMI and zero down payment schemes for mobile phones
When exploring finance options for Indian mobile brands, keep these points in mind:
Opting for smartphone financing comes with several benefits:
Currently, Vivo is India’s most popular smartphone brand.
Vivo leads as the best-selling mobile brand in India.
Nearly 20% of Indians use Vivo smartphones.
Some trending smartphones in India include:
OnePlus Nord 2T 5G, Vivo X Fold 3 Pro, Nothing Phone 1, POCO F4 5G, Vivo V25 Pro 5G, Xiaomi Redmi K50i, Realme 12 Pro+ 5G, Oppo Find X7 Ultra, Samsung Galaxy F13, and Samsung Galaxy Z Flip 4 5G.
