How to track Credit Card application? Easy options you can try

  • Published on: 9 Nov 2023
How to track Credit Card application? Easy options you can try

To help you easily track your credit card application status, card issuers offer many simple and quick options. Using online modes, you can initiate a credit card status check from the comfort of your home. You can also choose offline options to get updates on your card status. 

When you track your credit card application, your card provider will request a few details, such as: 

  • Application or reference number
  • Registered mobile number
  • Date of Birth

By providing this information, you can instantly get an update on the status of your credit card application. However, make sure you give this information only to authorised personnel.

To know how to track credit card status online and offline, read on.

Steps to check your Credit Card application status online

Visiting the issuer’s website is one of the quickest and easiest ways to check your application status. Here are some general steps to track a credit card application online. 

  • Step 1: Go to your issuer’s official website
  • Step 2: Navigate to the ‘Track Application’ section
  • Step 3: Enter the required details (e.g., application number, mobile number, PAN, etc.)
  • Step 4: Submit the request
  • Step 5: Check the status displayed on the screen

Also Read: Fibe Axis Bank Credit Card on UPI apps

How to check the Credit Card application status offline

In case you cannot check the status through your issuer’s website, here are some of the offline methods you can try: 

Customer Care

You can call your issuer’s customer care number to do a credit card status check offline. Generally, this number is available on their website. Once you contact the team, you can request the representative to check your card status.

The representatives may ask for your application or reference number and other information. Using these details, the representative will verify your identity and let you know the status of your credit card application. 

SMS

Some banks also allow you to track credit card application status through the SMS banking facility. To enable this, ensure you send an SMS from your registered mobile number. However, ensure to enter the correct SMS format and number code.

Once you send the SMS, your credit card issuers will send you a text with your application status. However, this option may only be available for customers registered for SMS banking. 

At the Bank Branch

If it’s more comfortable, you can also visit your nearest bank branch to track credit card application status. At the bank, talk to an executive or go to the help desk and enquire about your card. After collecting and processing your details, they will give you the status details. 

What does your Credit Card application status mean?

Issuers take multiple steps to process your credit card application. Since there are multiple stages, there are multiple statuses and understanding these is crucial. Here are some common status updates you may see.

  • In/Under Process: The issuer is verifying your documents and application details
  • Disapproved: The issuer has rejected your application 
  • Dispatched: This issuer has approved your application and your card is out for delivery
  • On-Hold: The issuer is unable to process your application due to incomplete documents, so contact your issuer for further information
  • No Records: You may have entered incorrect details in the tracker 

With this information, you can easily initiate a credit card status check for your application. Generally, banks take around 10 to 15 days to process an application. Once you get your credit card, you can enjoy its benefits seamlessly. 

To get a card that maximises your purchasing power, look no further than the Fibe Axis Bank Credit Card. This is India’s first numberless credit card with advanced security features and links straight to your UPI ID.

Use it to enjoy up to 3% cashback on all spends, coupled with other benefits such as fuel surcharge waivers, domestic airport lounge access and much more. Apply for this card on the Fibe App or on our website and turbocharge your finances!

FAQs on Tracking Credit Card Application Status Online

Can I check if I will be approved for a credit card?

Yes, once you submit your credit card application, track its approval or rejection through the card issuer’s website. You can also call customer care or visit the branch to know the status of your application. 

How many days will it take to process a credit card application?

Your credit card application process time depends on many factors, like your card type and required documents. Generally, most issuers take 10 to 15 days, but some banks may take up to 21 days. 

Why is my credit card status showing “In Process”?

If the status of credit card application shows ‘In Process’ or ‘Under Process,’ this means that the issuer is reviewing your application details. Once your application is reviewed, your status will be updated.

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