iPhone on EMI: How to buy, chose the model and finance your purchase

  • Updated on: 3 Jan 2024
  • Published on: 8 Nov 2023
iPhone on EMI: How to buy, chose the model and finance your purchase

Today you can finance an iPhone via affordable EMIs both online and offline with ease. Many lenders in India offer a plethora of short-term loans or credit card options that you can use to buy your iPhone. 

With so many options, choosing one can be difficult, especially when you want to buy an Apple iPhone on EMI, as these are generally high-end devices. Read on to know the latest iPhone models, how to buy an iPhone on EMI, its benefits and more. 

iPhone Models You Can Choose 

Here are some of the latest iPhones you can pick:

iPhone 13

This model of iPhone comes in 4 variants: iPhone 13, 13 Mini, 13 Pro and 13 Pro Max. The starting price of the iPhone 13 is ₹59,900, depending on the variant you choose. The iPhone 13 colour also varies for each variant. 

Some options are red, midnight blue, starlight, pink, Sierra blue and green. 

iPhone 14

iPhone 14 is also available in 4 variants: 14, 14 Plus, 14 Pro and 14 Pro Max. This model offers up to 1TB storage capacity, which is among its top features. The starting price of this model is ₹69,900. 

The colour options for this model depend on the variant you choose, but some common ones are red, midnight blue, purple, starlight, and yellow. 

iPhone 15

iPhone 15 also has the same number of model variants available: iPhone 15, 15 Plus, 15 Pro and 15 Pro Max. This is the latest version of the iPhone, with the best upgrades. It has a titanium body and has an upgraded chip for even better performance. The starting retail price on the official website is ₹79,900. 

You can choose any of these models, variants and colour options per your requirements and budget. Once you choose the model, the next step is to purchase it. 

Also Read:  Fibe Axis Bank Credit Card on UPI apps

How to Buy an iPhone on EMI

While numerous credit options are available to buy an iPhone on EMI, getting it on EMI via a credit card is one of the most convenient and easy options. With this option, you can not only finance an iPhone but also cover the cost of other accessories. 

Moreover, you can repay the amount in manageable EMIs without straining your finances. To get your iPhone on EMI with a credit card, follow these steps:

Step 1: Make a transaction of at least ₹2,500 for EMI conversion and avail of the facility
Step 2: Choose the ideal tenure for yourself
Step 3: Pay the one-time processing fee
Step 4: Authenticate the transaction

With these steps, you can purchase an iPhone on EMI using a credit card without any hassles. Simply remember to check the interest applicable for this facility before finalising your purchase. 

Benefits of Shopping on EMI with a Credit Card 

Now you can buy an iPhone on affordable EMIs with the Fibe Axis Bank Credit Card. Here are some of the advantages of using this recently launched credit card:

  • This is a budget-friendly option, as you can avoid making lumpsum payments
  • Managing your finances is more straightforward due to budget-friendly instalments 
  • You get cashback of up to 3% on online transactions for food ordering, ride hailing and entertainment ticket booking apps*
  • You also get cashback of up to 1% on all other offline transactions*
  • You can link the Fibe Axis Bank Credit Card with UPI to make transactions easily 
  • You enjoy 4 complimentary airport lounge access and a 1% fuel charge waiver
  • You get 15% off on dining at partner restaurants
  • Paying EMIs regularly improves your credit score for future borrowing

As you can see, the Fibe Axis Bank Credit Card allows you to finance an iPhone conveniently. So, what are you waiting for? Get started now and apply for this credit card today on the Fibe App!

FAQs on Buying an iPhone on EMI

Can I pay for an iPhone in instalments?

Yes, you can easily buy an iPhone on EMI. You can finance an iPhone in instalments with the Fibe Axis Bank Credit Card and repay it over a tenure of up to 24 months. 

Can I get an iPhone on EMI without using a credit card?

Yes, you can get a personal loan for an iPhone of your choice and avoid using your credit card. You can choose a tenure of up to 36 months and get up to ₹5 lacs at competitive interest rates from Fibe. 

What is the EMI option for the iPhone?

Before you buy an Apple iPhone on EMI, know that the amount and tenure impact your instalment amount. With the Fibe Axis Bank Credit Card, you can choose a tenure between 6 to 24 months and select an EMI that best fits your budget.


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