The Vibe Journal: Finance Blogs

Financial wellness has become one of the top concerns for employers and employees alike, throughout the world. The increased sensitivity of several organisations towards their employee’s financial wellness is extremely visible from the Bank of America Report, titled “ 2020 workplace benefits report”. In the said report, it was recorded that as many as 62 …

CIBIL scores are significant to prosper in any financial avenue, such as taking a loan or a credit card. This is why learning how to correct the CIBIL score is essential. Financial institutions, including banks and NBFCs, look at your credit score to ascertain your creditworthiness and whether or not you are eligible for loans. …

Compiled By : Vimal Saboo, Chief Business Officer at Fibe About Vimal: He is a Chartered Accountant and comes with an experience of 22 years in banking and credit domain. In his current role at Fibe, he focuses on building the Credit Risk Profiling system and spearhead Credit Risk, Analytics, Collection & Operations. Retail consumer …

Excited to welcome spring and celebrate Holi, most colorful festival of the year? The festival not just reiterates the happiness of being together and embracing each other irrespective of our differences, but also reminds us to get over the evil. This year, you can make Holi more colorful and merry with your financial portfolio. As the …

Compiled By: Xama Mehta About Xama: She is an experienced, progressive Assistant Manager Human Resource at eInfochips. She has worked for over 9 years across several domains – Employee Relationships, HR Operations & engagement. Ever wondered how a matriarch or the female-dominated world would look like? Well, growing up, I didn’t.This decade, times seem to …

Financial wellness programmes are gaining popularity these days as a key responsibility for employers and a necessity for employees. However, merely implementing a financial wellness program is hardly adequate in today’s times. It is also essential that the efficiency of such a program is routinely measured, with a review of several Key Performance Indicators from …

Financial stress is undoubtedly one of the most prevalent and widespread concerns among the working class, especially millennials who are inching closer to retirement every day and have not yet established or opened a retirement savings fund. Millennials are different from their predecessors in more ways than one- they have witnessed and pulled through two major …

How many times were you ready to compromise your free time for making more money? Prioritizing money might deliver that temporary pleasure of fortune, but in the long run, it might actually undermine your happiness. Of course, this doesn’t mean you have to deny the salary raise you have been offered or give away all …

Ever asked friends and family the sutra to be happy? Relationships, values and other non-material things must have surely made it to that list. Plus, they would have also said that money can’t buy happiness. Guess what, a recent study shows that money can indeed make you happy. Yes, a study by Mathew Killingsworth corroborated …

To a great extent, we all get excited by consumerism but some fall prey to compulsive and impulsive shopping behaviors. While most of us think a lot about money- how much we have, how much we need, how to get more, etc., we still end up messing up our finances and budget. Given the importance …