COVID19 may have put a strain on employees’ finances, but it has certainly helped in several other ways. Everyone has learnt a lot – from the importance of being present with family and supporting them in times of need to become more financially savvy. Professionals worldwide were tested by the COVID-19 pandemic, forcing them to …
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Not many are aware that there is a difference between a CIBIL score and a credit score. The former is a type of credit score, whereas a credit score is a measure of your creditworthiness. It is based on your past repayment behaviour and financial standing. While there are four main credit reporting agencies authorised …
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Financial influencers in India and abroad share their expertise freely and abundantly via blogs, Instagram, Twitter and more. These influencers’ voices are heard by millions of people and have helped in changing many lives as well. Take Shark Tank, for example; the show and investors helped save and grow businesses and made many rethink the way …
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Compiled By: Ashish Goyal, Co-Founder and CFO at Fibe About Ashish: As CFO, Ashish oversees the overall strategic direction of the company and focuses on building the funding profile to ensure that it is diverse and deep. In this role, he is responsible for building Fibe’s business, strengthening Fibe’s position. He oversees the integration of Fibe’s …
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Knowing how to operate credit cards responsibly is crucial, as they come with high interest rates if you do not pay your bills on time. Credit cards provide a convenient way to finance your purchases and offer more benefits and rewards than a debit card. However, using them without clearing your outstanding balance can result …
As India battles the second wave of the COVID-19 outbreak, questions about health insurance coverage for care have naturally risen. Many of these questions are about particular protocols that must be followed in the circumstance when insured individuals look forward to filing a claim with their insurers for the cost of hospitalisation and treatment for …
Compiled By: Ashish Goyal, Co-Founder and CFO at EarlySalaryAbout Ashish: As CFO, Ashish oversees the overall strategic direction of the company and focuses on building the funding profile to ensure that it is diverse and deep. In this role, he is responsible for building EarlySalary’s business, strengthening EarlySalary’s position. He oversees the integration of EarlySalary’s …
Knowing how to negotiate for lower interest rates on loans enables you to get funding at a lower cost. It also helps you save money while providing some financial leeway. Financial institutions carefully analyse various factors while deciding the terms of your loan, including the rates. These factors include your: So, you need to work …
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Whether you are a young professional or a seasoned professional in the workforce for over a decade, entering into a new work environment is like stepping on a new planet. As you prepare your CV, learn new lingo, there is one more thing you need to check- credit history and credit score. Yes, your credit …
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Tax rebates are certainly an added advantage for several types of loans. Education loans, home loans, auto loans, and personal loans are among them. However, it becomes extremely important to understand that while some loans carry a tax benefit along with then, not all loans do. Any form of loan, no matter how small, is …
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