The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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How To Get A Personal Loan For Working Women In A Few Simple Steps
Personal Loan
How To Get A Personal Loan For Working Women In A Few Simple Steps

Several financial institutions now offer personal loan for women with benefits like low-interest rates, lower EMIs, flexible repayment options and more. These institutions have followed the footsteps of the government initiatives launched to improve the conditions of women in the country. By applying for this credit facility, you can get funding at affordable rates and address …

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Opt for Mobile Loans via Mobile Personal Loan Apps
Personal Loan
Opt for Mobile Loans via Mobile Personal Loan Apps

A mobile phone loan allows you to buy the latest smartphone in the market with ease. Not only have these devices become ubiquitous across the country, but each new launch also brings better features and upgrades. Today, you can get a mobile costing anywhere between ₹1,500 to ₹1.5 lakhs.  The higher-end devices from reputed brands …

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Instant Loan Without Documents – How Can You Get an Instant Personal Loan Without Documents? 
Instant Cash Loan
Instant Loan Without Documents – How Can You Get an Instant Personal Loan Without Documents? 

Well, yes. An instant personal loan without documentations is indeed possible. In fact, with the help of advanced technology and eKYC facility, you can get a personal loan without documents in a matter of minutes.  From a medical bill to sudden plans for traveling or renovation of your house, an emergency loan helps you in numerous ways. However, before availing it, knowing the truth behind such …

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What Happens If You Miss a Personal Loan EMI?
Personal Loan
What Happens If You Miss a Personal Loan EMI?

If your personal loan EMI is not paid on time, here’s what happens: a late fee (usually 1–2% of the EMI) and penal interest kick in right away, your credit score can drop by 50–70 points and the missed payment gets reported to credit bureaus within about 30 days. A single EMI overdue by even …

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Financial Wellness Isn’t Just A Buzzword Anymore. What Is It?
Corporate
Financial Wellness Isn’t Just A Buzzword Anymore. What Is It?

Financial well-being is a topic that has already been buzzing in the minds of most corporate stakeholders on the planet. The term ’financial wellness’ has grown extremely popular. Although, there’s a persistent issue that, despite being demonstrated to be beneficial to both businesses and employees, it is difficult to describe and implement. So, how do …

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How much Instant loan can I get based on my salary?
Instant Cash Loan
How much Instant loan can I get based on my salary?

Table of contents: Understand your salary What instant loan amount can I get? How can I check my eligibility for an instant loan? Other factors impacting loan on salary eligibility Coming to the point: Use the Fibe Personal Loan EMI Calculator FAQs about loan based on salary Want to get an instant loan and wondering, ‘How …

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FICO Score Vs Credit Score. What Is The Difference?
Finance
FICO Score Vs Credit Score. What Is The Difference?

Not many are aware that there is a difference between a CIBIL score and a credit score. The former is a type of credit score, whereas a credit score is a measure of your creditworthiness. It is based on your past repayment behaviour and financial standing.  While there are four main credit reporting agencies authorised …

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What Does Financial Wellness Mean for Employees in Volatile Times?
Corporate
What Does Financial Wellness Mean for Employees in Volatile Times?

Jobs, offices, and businesses are opening around the world after a year and a half. With the pandemic (hopefully) fading into the background, companies are starting to operate working from offices and resume hiring with 100% capacity. However, the effects of the pandemic involved a substantial hit on not just the medical vulnerability of the …

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