The Vibe Journal: Finance Blogs

2020 has been a challenging year for many on multiple fronts, be it mental, physical, emotional, or financial. With most activities being brought to a standstill due to a nationwide lockdown being imposed for almost 4 months, it is high time to try to get back a semblance of our normal lives (while keeping in …

Looking for ways to enjoy Diwali without overspending? Then this space is for you. The festival season often comes with gift shopping, home décor, family bonuses and endless celebrations. All of which can make your budget spiral out of control.  Here’s a guide that will show you how to:  Let’s dive in!  Step 1: Create …

With technology advancing rapidly with every passing day, the way that you access financial services is changing too. In fact, access to loans and other financial services is now possible from the comfort of home. This extends to helpful tools like the EMI calculator. One of the biggest advantages of an EMI calculator is that …

Choosing the right auto loan is as important as buying the car itself. While buying a car, you must ensure that it meets all your requirements and is within your budget. The same goes for online car loans. Although getting an instant car loan online is relatively easy, you must avoid making mistakes in picking …

The festive season is finally here and with it have arrived some of the best deals, discounts, and cashback offers. E-commerce giants such as Amazon and Flipkart are gearing up for massive sales. Electronic gadgets such as phones, laptops, and cameras have been amongst the best sellers during the recently concluded shopping sales on e-commerce …

Besides the fact that taxes are often perceived as a financial burden, a lack of awareness about financial planning only adds more to the stress. A majority of taxpayers fail to fit the tax-saving piece into their financial puzzle. Maybe it’s time to teach students taxes when they’re still in school to train them for …

Stress is a universal issue, impacting professionals across sectors, designations, and organizations. It severely deteriorates an employee’s work performance and comes in different forms and shapes. Take financial stress – featuring challenges in meeting loan EMIs, or managing the usual daily bills at times. As any leader may guess, this can be a huge detriment …

If you’re planning to download a loan providing app, the first thing you might ask is – is it really safe to use? The answer is yes, but only when you borrow from an RBI-approved and reliable lender.  With instant loan apps, you don’t have to step into a bank branch anymore. Everything – from …

The festive season is finally here, and it brings with it much-awaited shopping sales. With the global pandemic, there has certainly been a slump in the economy as people have put off making big purchases. But as the economy restarts again, e-commerce giants like Flipkart and Amazon have geared up for major shopping sales. Let’s …

Based on your loan history (of all kinds), a credit score is a number that measures and rates your financial health. To decide whether to accept someone for a loan or credit card and to determine what interest rate to charge, lenders use credit scores. In order to decide whether to rent your house, give …