The Vibe Journal: Finance Blogs

A financial portfolio is a comprehensive collection of assets – stocks, bonds, liabilities, cash equivalents etc. Of course, it’s likely to consist of non publicly tradable securities as well, like art or real estate. A financial portfolio is usually held directly by investors, but can be managed by financial managers, or accountants.  Building a stable, …

Knowing what is credit risk and how it differs from credit score is important. After all, lenders decide whether or not to approve your loan application based on your creditworthiness. To know more about what credit risk assessment and credit score are and how they differ from each other, read on. What Do You Mean …

With skyrocketing costs, higher education is beginning to seem like a far-fetched dream for many aspiring students. Even if, for a moment, we put studying abroad aside, securing admission in leading educational institutions within our home country itself has become very expensive. Due to these cost challenges, students find themselves struggling to pay for their …

India is changing, along with evolving mindsets, practices, and habits. For example, today, taking a loan is no longer a taboo. Young Indians take a loan for a variety of purposes— such as studying overseas, financing holidays, renovating their homes, buying a car, and also for their weddings! To fulfil this growing demand, many organizations …

Christmas is nearly upon us as we all scramble to make the full of our winter holidays. Sometimes, our finances can play spoilsport and deflate some of our plans. Of course, it is frustrating seeing your plans crumble down in the most exciting month of the year. What is a holiday if you cannot truly …

The Human Resource department plays a very crucial role as a manager, mediator and recruiter, among other job functions. The rapid pace with which the corporate future and business laws are changing it is natural for the HR to adapt and evolve as well. Globally, leaders are constantly sharpening to keep the competitive edge and …

Most organisations today are justifiably focused on sourcing and retaining top talent. With the popular belief that incentives or bonuses are the right way to go about increasing productivity, organisations may be failing to generate that crucial RoI from their talent pool. Some of the popular incentives are bonuses, health insurance, benefits for commuting employees …

Keeping up with a modern workforce dominated by a generation of millennials is all about embracing the impetus for change in the traditional ways of work structures and employment patterns. To attract and retain critical talent, organisations need to go beyond focusing on their teams in the context of measurable and attainable goals. Sure, metrics, …

Personal loans have witnessed a huge surge in demand and continue to grow at a rapid rate. People may require quick personal loans to settle their different financial needs, be it a wedding, vacation, tuition fee, event organising, renovation projects, medical emergencies etc. Being multipurpose, typically unsecured, and in some cases, no credit score checks, …

Table of contents: How much are Indians borrowing and repaying? What are Indians borrowing for? Why is there a great demand of loans or credit? Instant cash loans: The next wave  FAQs on the increased demand for personal loans India’s credit sector witnessed a boom in the past few years, currently set at an 11-year …