The Vibe Journal: Finance Blogs

Knowing the SBI bank statement download process is essential to keep track of your savings or current account balance. Whether you apply for a job or an Instant Loan, your bank statement serves as proof of income. It also helps you track your finances so you can manage your expenses and create your budget.   Once …

Knowing what is e-Mandate and its benefits can help you make payments more conveniently. Before the dawn of the digital era, you had to make payments in person or through cheques. Today, with a range of electronic payment options, you need not worry about writing a cheque or visiting your bank. You also need not …

Credit cards have become one of the best ways to transact and you can now utilise your cards through UPI apps. In June 2022, the Reserve Bank of India (RBI) allowed individuals to link their credit cards to make payments through UPI. However, this is only possible with RuPay credit cards like the all-new Fibe …

A personal loan statement gives you a clear view of your EMIs, interest rate, outstanding balance and repayment history. You can check my loan statement online through net banking, the lender’s mobile app or email. You can even get it offline from the branch or customer care. Financial institutions allow you to access your personal …

Christmas 2025 is on its way, bringing with it the magic of twinkling lights, joyful carols and heartwarming celebrations! Whether you’re planning a cozy family dinner, a festive get-together with friends, or an exciting holiday trip, this season is all about love, laughter and togetherness.  Falling on 25th December, Christmas marks the birth of Jesus …

The Holi holiday is among the many most-awaited festivals in India. With the festival of colours symbolising the triumph of good over evil, many celebrate it by indulging in food, dance, get-togethers and more.  With the holiday coming soon after the start of 2024, planning in advance can ensure you have a joyous and stress-free …

The Reserve Bank of India (RBI) decides the holiday calendar for both public and private banks. So, all banks across India follow the same list of holidays. Since these holidays affect banking services nationwide, it’s always helpful to know them in advance. You can plan your visits better and avoid last-minute transaction hassles. Read on …

Dussehra, also called Vijayadashami, is one of the most celebrated festivals in India. It marks the victory of good over evil, symbolised by Lord Rama’s triumph over Ravana in Hindu mythology and Goddess Durga’s victory over Mahishasura. The festival is the culmination of the nine-day Navratri and is celebrated with grand rituals, pujas, effigy burning, …

To link Aadhaar with a bank account, you no longer need to visit banks or your nearest Aadhaar centre. With digitisation, you can apply for various Aadhaar card services right from the comfort of your home. This includes the process of linking your Aadhaar number with your bank account.  Linking your bank account with your …

If your PAN card is lost, you can be at risk of identity theft. Your PAN is a unique number allotted by the Income Tax Department and serves as an ID proof apart from being linked to your tax transactions. As such, losing your PAN card can mean loss of access to several services, including …