The Vibe Journal: Finance Blogs

Punjab National Bank (PNB) is one of India’s leading banks, committed to providing top-notch financial services. To make banking hassle-free, PNB offers 24/7 customer care support through toll-free numbers. Whether it’s checking your account balance, reporting a lost card or getting other account-related help, you can contact on PNB bank toll-free number in no time. …

We all love travelling and going on vacations, but what if you could travel and save on taxes at the same time? Leave Travel Allowance (LTA) makes it more interesting. It’s a great employee benefit that helps cover travel costs while offering tax savings. However, there are some rules you need to follow to make …

Ever needed to send money but were not sure which method to use? Whether sending money to a friend or managing business transactions, National Electronic Funds Transfer (NEFT) is a safe and reliable way to transfer money. It allows you to move funds between bank accounts across India with ease and high security. But how …

Your mobile number is your key to all the important banking updates, from transaction alerts to receiving OTPs. But what happens if you switch to a new number? Missing out your bank account details is not an option. The good news now is that updating your number is quick and easy — you can do …

Do you worry about your bank cheque ending up in the wrong hands? With a cross cheque, you do not have to anymore. It adds an extra layer of security to your payments, making sure the money goes only to the intended recipient. Unlike regular cheques that can be cashed at the bank counter, a …

Transferring money across borders has never been easier. Whether you need to support your family, pay tuition fees or cover international expenses, there are now multiple safe and convenient ways to send money internationally.  Read on to learn everything about what it is, what are the steps involved and how beneficial it is. What is …

Gone are the days when you had to travel long distances just to withdraw cash. Thanks to Micro ATMs, banking services are now more accessible, especially in rural and remote areas. These small, portable devices allow you to withdraw money, check your balance and even make transactions. You can do all of these without visiting …

An important area of financial management is the rules regarding bank dealings, especially cash deposits. To adhere to RBI guidelines, every bank sets limits and policies for cash deposits in savings accounts. These rules have been set to follow the legal rules governing finances and avoid misuse. Read and learn more about the cash deposit …

The banking world is always changing and the term ‘bad bank’ has gained serious importance, especially during financial crises. But what exactly is a bad bank and how does it work? A bad bank is a financial institution set up to take over and manage non-performing assets (NPAs) or bad loans from struggling banks. Simply …

Nowadays, transferring money has become quick and super convenient. Thanks to online banking and UPI payments. But sometimes, mistakes happen — you might enter the wrong account number or send money to the wrong person. If you’re thinking, ‘I sent money to wrong account. What should I do now?’, don’t worry. Here’s a step-by-step guide …