The Vibe Journal: Finance Blogs

Consumerism is at its peak, globally. Sales are no longer restricted to the festive seasons. With e-commerce portals announcing significant discounts almost all the time, turning away is not an option. Print and digital media are flooded with the best ever online sales, and almost everything you want is cheaper than ever. From clothing to …

Payday is great! You’re all pumped up with the replenished account balance and ready to celebrate with gourmet meals, shopping, a new Marvel movie, and more. It’s finally that time when you can move items from the wishlist to the cart and tick items in your bucket list. Pause. But, it’s also time to face …

Today, month-end blues aren’t uncommon and a financial emergency or a big-ticket expense can wreak havoc on your bank account. In this case, taking a Fibe Personal Loan or a Loan Advance against your salary is a good solution. You can conveniently repay the loan when your paycheque comes in.  With new-age borrowing options like …

Millennials largely depend on credit and borrowed money, far more than the preceding generations. Weekend vacations, buying a car or even sudden shopping trips may often not fit into their monthly salary. Financial institutions have long identified this problem and come up with several alternatives depending on the amount you need to borrow, the income …

By : Dhruv Anand – AVP & Head Talent Management, Netmagic Solutions In today’s times of intense career mobility and attrition, if an organization does not give its employees enough reasons to stay, or worse, gives them reasons to leave, employees are fairly likely to move to employers who will keep them happier. While employee …

With millennials’ increasing dependence on credit options in order to live their life, financial education is more critical than ever. While financial literacy has of course, a directly positive impact on employees, it also benefits employers is more ways than you may imagine. Strong financial education and better financial management skills result in employees less …

A credit score is an important factor in one’s financial life. It is a three-digit number that financial organisations use to determine your likelihood of repaying a debt. Your credit score is based on your credit history, a record of all your past loans and credit transactions which assesses your ability to repay debts. Credit …

Employees today increasingly look beyond money and job satisfaction – they look for additional benefits, too. A generous employee benefits package is an essential component in attracting and retaining the industry’s top talent. Glassdoor’s Employment Confidence Survey in 2015 found that about 60% of people consider benefits and perks a significant part of deciding whether …

We have all, at some point in our lives, come across theories or studies raising questions about what motivates employees and have, more often than not, found the answers to be money and job security. None of these studies, however, can be expected to be 100% accurate because every individual is different and so is …

You can get instant cash on a credit card or apply for a personal loan to help you manage your planned or unplanned financial requirements. Before choosing any option, consider the interest levied in both cases. With instant cash loan and online personal loan becoming increasingly popular, you can get funds from the convenience of your home. …