Personal Loan Blogs

Looking for a personal loan without salary slip? Many individuals—freelancers, self-employed professionals, or those earning through rent or investments—don’t receive salary slips but still need quick funds. The good news is that you can still get a loan without salary slip by providing alternate proofs of income. Lenders assess your repayment capacity not just through …

For a self-employed individual, getting personal loans from banking institutions can be difficult because banks need proof of reliable cash flow, a comprehensive business plan, and thriving business infrastructure. The lack of access to funds may cripple your plans to grow your business. However, it is not the case with the Fibe personal loan app; …

Getting a personal loan on Aadhaar card has become extremely easy today, thanks to digital lending. Most lenders now allow you to apply for an instant loan on Aadhaar card with minimal paperwork, making credit more accessible than ever. Since an Aadhaar is a 12-digit government-issued ID containing your demographic and biometric information, it acts …

The raging pandemic has led to economic uncertainty, and these uncertainties may occur any time without prior information. During these times banks, NBFCs, and other lenders tighten their lending norms due to the situation. With several lay-offs and pay cuts, there is a constant worry amongst lenders that their NPAs – the non-performing assets – …

A Personal Loan EMI calculator is a digital tool that helps you compute your monthly instalments instantly. This personal loan calculation method is a lifesaver as it lets you compare various loan offers with ease before you apply for a personal loan.  In fact, it simplifies loan planning and helps you make smart financial decisions.  …

Several financial institutions now offer personal loan for women with benefits like low-interest rates, lower EMIs, flexible repayment options and more. These institutions have followed the footsteps of the government initiatives launched to improve the conditions of women in the country. By applying for this credit facility, you can get funding at affordable rates and address …

A mobile phone loan allows you to buy the latest smartphone in the market with ease. Not only have these devices become ubiquitous across the country, but each new launch also brings better features and upgrades. Today, you can get a mobile costing anywhere between ₹1,500 to ₹1.5 lakhs.  The higher-end devices from reputed brands …

Personal loans are easy to get, need minimal documents and come with simple EMIs. But sometimes, unexpected expenses or cash flow issues can lead to a missed payment. Even an EMI missed by one day can show up in your lender’s system, so it’s important to know what happens next. A single delay may not …

Personal loans can help you through some of the big purchases in your life while saving on interest rates and a lot of related hassle. Not surprisingly, reports suggest that the demand for personal loans has been increasing in the past couple of years. People generally avail of this facility to finance a home improvement, …

The importance of environmental protection and conservation cannot be emphasized enough, particularly in today’s society, where individuals and organisations alike are more concerned with chasing profits than anything else. However, public awareness of numerous environmental challenges has recently increased, and it is in this spirit that we commemorate days such as World Environment Day, Earth …