Personal Loan Blogs

This article explains what an NOC after loan payment means, its full form, what it contains and how to get one after closing a loan. It also covers why securing this loan closure certificate matters for your credit score and legal safety. Reading time: about 5 minutes.  A No Objection Certificate, or NOC, after loan payment is the …

A balance transfer in a personal loan is an excellent option to manage your repayment and even save on interest. This facility allows you to transfer your loan balance from one lender to another, which is a feasible solution when a new lender offers a better interest rate than your current one. However, to make …

Different types of loans help you cover varied expenses by bridging financial gaps. Lenders, such as banks and NBFCs, offer loans based on your usage, eligibility and their internal policies.  You pay interest to enjoy the facility to borrow, so shopping for affordable rates should be your priority when you are looking to borrow. Planning …

A flat rate of interest differs from a reduced rate, so before you choose a loan, knowing which is better for you is important. Lenders offer various types of interest rates and a suitable option can lower your borrowing costs. Read on to understand flat vs reducing interest rates. What is a Flat Interest Rate? …

You may have heard of lenders who waive loans or write them off. When a borrower fails to repay the loan instalments for 90 days, banks and other lending institutions consider it a bad debt or a non-performing asset (NPA). That is when they take action by either waiving off loans or writing them off. …

A loan overdue means you have missed paying your EMI, interest, principal or any other loan-related amount by the scheduled due date. In simple terms, if your EMI was due on the 5th of the month and you did not pay it by then, that unpaid amount becomes overdue. If the delay continues, lenders may charge penalties, report the delay …

Today you can finance an iPhone via affordable EMIs both online and offline with ease. Many lenders in India offer a plethora of short-term loans or credit card options that you can use to buy your iPhone.  With so many options, choosing one can be difficult, especially when you want to buy an Apple iPhone …

When looking to buy a TV under ₹20,000, it is vital that you research your options. Most of these TVs have smart features offering internet connectivity, OTT subscription, voice assistance and more. Some models also have outstanding visual and audio quality, and you have many options to choose from.  Moreover, you can pay for a …

You can finance a TV with a personal loan without any hassles and ensure you get the model you want. With the evolution of modern television sets, you now get smart TVs, offering not just an Ultra HD or 4K watching experience, but also interacting with you with Internet and Web 2.0 connectivity.  Modern TVs …

You can get a loan for a laptop, which has become an indispensable item for students and professionals. As such, you may be looking for one loaded with the latest features and specs. The best models come with a higher price tag, which can burn a hole in your savings.  Thankfully, with customised loans, you …