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Get ₹2 Lakh Personal Loan Online
Apply now for a ₹2 lakh personal loan from Fibe, your reliable partner for easy and speedy upgrades.
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39 Mn+
App downloads
9 Mn+
Loans given
₹40,000 Cr+
Money disbursed
8,500+
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Get Your ₹2 Lakh Personal Loan Today with Fibe!
In the fast-paced world of personal finance, Fibe is your trusted companion. Whether it’s an unexpected bill or a planned expense, our ₹2 Lakh personal loan is designed for you. Getting loans can be a tricky and head-spinning process. But no worries!
Fibe’s got your back with a personal Loan of ₹2 Lakh. No hidden tricks, no confusing terms- Fibe is all about keeping the process crystal clear for you.
Apply now and let Fibe help you get an instant personal loan of ₹2 Lakh, simplifying your financial journey with an instant ₹2 Lakh personal loan.
Fees and Interest rates for ₹2 Lakh person loan
Navigating the landscape of fees and interest rates for a ₹2 Lakh person loan can be confusing, but Fibe simplifies it for you. Fibe offers competitive fees and transparent interest rates to ensure you make informed decisions. Our commitment is to make the process clear and straightforward, giving you the confidence you need when considering a personal loan of ₹2 Lakh.
| Fee type & Charges | |
|---|---|
| Rate of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 6 - 36 Months |
| APR | Starting from 18% |
| Bounce Charges | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Chrages | ₹250 plus GST |
| Pre-Closure Charges | Nil |
Calculate the EMI for ₹2 Lakh person loan Today!
In the fast-paced world of personal loans, Fibe stands as your reliable companion. Getting a personal loan of ₹2 Lakh feel like a difficult process but not with Fibe, It’s as simple as a stroll in the park. No hidden tricks, no complex terms- Fibe is all about keeping things crystal clear for you. The Fibe EMI calculator will help you in finding our your EMI. Calculate now and let Fibe help you secure an instant personal loan of ₹2 Lakh.
2,00,000
14
12
Your monthly instalment:
₹0
Eligibility Criteria for an Instant ₹2 Lakh Personal Loan
Qualifying for a quick and instant ₹2 Lakh personal loan made simple with Fibe Getting a quick ₹2 Lakh personal loan with Fibe is super easy! No complications, no hassles-just straightforward access to the funds you need for your upgrades.
Eligibility Criteria
You must be between the ages of 21 to 55 years.
A minimum monthly in-hand income of ₹15,000 in non-metro cities and ₹18,000 in metro cities is required.
You must be a resident of India.
Documents Required
A Selfie: Your picture in good lighting.
PAN Card: Important document for identity verification.
Aadhaar Card: Ensures the legality of your application.
Salary Slips (last 3 months) or Bank Statements (last 6 months): Shows your financial stability.
Minimum CIBIL Score Required to Avail of a ₹2 lakh Loan
Your financial history holds significance when seeking a loan. Recognising the importance of credit needs, Fibe provides services tailored for individuals "New To Credit." Secure your immediate ₹2 lakh loan today using our user-friendly online application, promptly addressing your urgent financial needs. Apply now to enjoy the ease of obtaining instant loans through Fibe.
Get your personal loan of ₹2 Lakh in minutes: Hassle-free steps with Fibe!
To apply for a ₹2 lakh personal loan online, follow these straightforward steps:
Why choose Fibe for an instant personal loan of ₹2 Lakh?
Discover the benefits provided by Fibe's loan services:
- Unleash the versatility of instant personal loans with no usage restrictions. Whether it's for medical emergencies, spontaneous travel plans, or investing in new professional skills, Fibe supports all your credit requirements.
- Embark on a seamless digital journey with no tedious forms or paperwork. Simply input your details online and receive immediate cash.
- Experience the convenience of flexible repayment periods spanning from 6 - 36 Months, coupled with minimal documentation requirements for swift approval.
- Access cash at attractive interest rates, even if you're a new credit customer. Enjoy the option to borrow multiple times, with the next loan available the day after repaying the previous one.
- Benefit from no pre-closure charges, allowing you to settle your loan at any time without penalties.
- Enjoy the flexibility of loan amounts ranging from 20,000 to 5,00,000, addressing a wide spectrum of credit needs.
- Receive funds directly deposited into your bank account within 2 minutes of loan approval. Trust in a secure application and disbursement process through Fibe's PCI DSS app-based platform and ISO/IEC 27001 certification.
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Frequently Asked Questions
Absolutely! Fibe’s 100% digital process allows you to submit a clear selfie, proof of identity (Adhar Card, PAN Card), proof of address and proof of income (last 3 months bank statements or salary slips) for swift processing.
Fibe supports financial inclusivity. While a good credit score enhances approval chances, our eligibility criteria consider various factors, making loans accessible to individuals new to credit.
Fibe prioritises speed. After submitting your documents, expect instant approvals for a swift and seamless process.
Fibe makes it quick and hassle-free. Download the Fibe app or visit our official website, register, fill in basic details and upload essential documents for instant approval. Your funds will be in your account within minutes.
Fibe ensures transparency. For a personal loan of ₹2 Lakh, the interest rate is 14% with flexible tenures from 6 to 36 months. Processing fees start from 2% of the loan amount, plus GST. Refer to our terms for details on bounce charges, late payment fees, stamp duty and pre-closure charges.
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The cool new vibe to finance!
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Here's what our customers think of us!
Instant loan in minutes
I would like to thank Fibe (EarlySalary), few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Fibe (EarlySalary). They helped me to clear all the medical bills in just 10 mins!
Subham Pawar
Quick and easy
The overall experience with Fibe was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.
Shilpi Mukherjee