Finance Blogs

Buying an iPhone 15 on EMI is easy and can be a viable option for many. With new models hitting the shelves, this year’s iPhone has upgraded features. Considering that these smartphones fall under the high-end price range, shopping on EMI is smart.  It frees you from worrying about the high cost and lumpsum payments. Moreover, …

Credit cards have become one of the best ways to transact and you can now utilise your cards through UPI apps. In June 2022, the Reserve Bank of India (RBI) allowed individuals to link their credit cards to make payments through UPI. However, this is only possible with RuPay credit cards like the all-new Fibe …

Christmas 2025 is on its way, bringing with it the magic of twinkling lights, joyful carols and heartwarming celebrations! Whether you’re planning a cozy family dinner, a festive get-together with friends, or an exciting holiday trip, this season is all about love, laughter and togetherness.  Falling on 25th December, Christmas marks the birth of Jesus …

The Holi holiday is among the many most-awaited festivals in India. With the festival of colours symbolising the triumph of good over evil, many celebrate it by indulging in food, dance, get-togethers and more.  With the holiday coming soon after the start of 2024, planning in advance can ensure you have a joyous and stress-free …

Every year, Indians celebrate the Dussehra holidays with grandeur. The day marks the tenth day of the Durga Puja and the triumph of good over evil. Hence, it is also known as Vijayadashami, translating to ‘the tenth day of victory’.  The celebrations for the festival are different all around. States across the country celebrate it …

NBFC, meaning a Non-Banking Financial Company is a type of institution that you can rely on for financial services, such as taking a loan, booking a fixed deposit or more. In India, there are many NBFCs, over 9,000 in number as of October 2022, who have changed the financial landscape for the better.  How? NBFCs …

Diwali holidays are the most fun and relaxing break that many look forward to. It is a significant festival across India, which usually rolls around in October-November. In 2025, Diwali falls on 21st October, which is a Tuesday, making it a perfect opportunity for an extended weekend celebration. However, grand celebrations often translate into grand …

Ganesh Chaturthi is a popular and highly anticipated festival for many across India. The festival celebrates the birth of Lord Ganesha and has significant religious and cultural importance. It is also known as: People across India, especially in states like Maharashtra, Gujarat, Odisha, Uttar Pradesh, and Karnataka, celebrate the festival with tremendous enthusiasm. You can …

In the increasingly interconnected digital landscape, online scams have become an unfortunate reality, preying on unsuspecting individuals and organisations. From phishing emails to fake investment schemes, the realm of financial fraud is vast and ever-evolving.  One way to protect yourself from these is to be aware of the tactics that scammers use and the tips …

Debt-to-income ratio is an essential criterion that helps financial institutions evaluate your finances. This figure affects the loan amount and credit card limit that you can get.  When you apply for credit, lenders determine this ratio since it reflects your borrowing capacity. Continue reading to understand the significance of this ratio in your loan application …