From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.
Wondering, ‘Can I transfer money from an ATM?’, the answer is yes and this option can come in handy when you don’t have internet access and don’t want to make a branch visit. Moreover, it’s an easy process very similar to withdrawing cash. That’s not all. Most banks also provide a plethora of services, making …
An mPassbook, or mobile passbook, is a digital facility offered by many banks that allows customers to view their bank account and transaction details on a smartphone. Instead of visiting a branch to update a physical passbook, you can use your bank’s official mobile application to check your account balance, transaction history and other available details. Depending on …
Cheque bounce charges are a penalty that you must pay when the cheque fails to provide the promised amount. Writing a cheque is an agreement to pay the mentioned sum bound by the law. So, when you cannot honour it, these charges are a result. This may happen when your cheque payment is not cleared …
Pay orders and demand drafts are both prepaid banking instruments used to make secure payments, but they are not the same. A pay order is usually used for payments within the same city or local banking area, while a demand draft is commonly used to transfer money to another city or location. Since both are …
If you’re wondering how to send money without sharing your account number, MMID is what you need. It’s a simple and secure way to transfer funds using mobile banking. MMID full form is Mobile Money Identifier. It’s a 7-digit unique code linked to your mobile number and bank account. With this code, you can make …
Post-dated cheque is the one in which the date written is some time in future. It cannot be cashed until that particular date comes. Post dated cheque or PDC is widely used in India for making payments towards rents, EMIs, loans, businesses etc. Validity of PDC cheque is 3 months from the date on the cheque. If you have been …
Choosing between IMPS vs NEFT electronic fund transfer options depends on multiple factors. These two options serve the same goal of making convenient fund transfers but have many distinct features and benefits. Old-school fund transfer methods allow you to send and receive a higher amount through multiple channels. Therefore, many private and government agencies rely …
Keeping track of your Central Bank of India account balance shouldn’t feel like a task. Whether you’re at home, at work or on the go, there are multiple quick and easy ways to check your balance in just a few seconds – no branch visit needed. This guide walks you through all of them, including …
The IDBI Bank balance check number is one of the easiest options to get your account balance. Apart from this, IDBI Bank offers alternative ways to track your balance: You can run an IDBI Bank account balance check instantly using any of these options above. Remember, you must register your mobile number to enjoy these …
Keeping tabs on your Union Bank account balance is simpler than you think. Whether you prefer a quick missed call, an SMS or checking online, there are multiple ways to get your balance in seconds. You don’t even need to visit a branch. Just make sure your mobile number is registered with the bank and …