The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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How to Get a ₹50,000 Loan on Aadhaar Card Online?
Instant Cash Loan
How to Get a ₹50,000 Loan on Aadhaar Card Online?

Need ₹50,000 and want to apply without visiting a branch? You can apply for a personal loan online using your Aadhaar card, directly from your phone. The process is simple, mostly paperless and can be completed in a few minutes.  Your Aadhaar card helps lenders verify your identity and address through digital eKYC. Once the checks are complete and your …

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Instant ₹5,000 Personal Loan – Quick Approval & Fast Disbursal
Instant Cash Loan
Instant ₹5,000 Personal Loan – Quick Approval & Fast Disbursal

Need ₹5,000 rupees urgently? In today’s world, you can get a ₹5,000 rupees loan online in minutes. The process is fully digital and there is no paperwork. Verification is super quick and bank transfer is instant. Small loans are designed to help in emergencies.   These emergencies could be medical emergencies, unforeseen expenses, sudden travel and many more. When there is a cash crunch, digital lending platforms make borrowing simple. They offer a 100% digital experience. The charges …

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HDFC Balance Check Number By SMS, Missed Call, Net Banking & Mobile Banking
Bank Statements
HDFC Balance Check Number By SMS, Missed Call, Net Banking & Mobile Banking

You can check your HDFC Bank account balance instantly using the missed call number, SMS banking, WhatsApp banking, net banking, mobile app, ATM or UPI apps. The fastest way is to give a missed call from your registered mobile number or send an SMS to get your balance details within seconds.  If you have an HDFC Bank account, checking …

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How To Check ICICI Bank Balance By SMS, Missed Call, ATM, Internet Banking & Whatsapp Enquiry Number
Bank Statements
How To Check ICICI Bank Balance By SMS, Missed Call, ATM, Internet Banking & Whatsapp Enquiry Number

Staying updated with your bank balance is crucial in enjoying seamless transactions, no matter whether it is a savings or current account. In fact, this practice helps you plan your finances better, especially if you are expecting a big-ticket expense to come up.    ICICI Bank, a leading financial institution, offers easy digital banking services. If you’re an …

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How to calculate TDS on salary?
Finance
How to calculate TDS on salary?

One of the main components of salary taxation is TDS on salary or Tax Deducted at Source on salary. The salary you get each month is generally lower than the CTC mentioned at the time of your hiring. This is because taxes are deducted from your gross salary before you receive it.  The applicable rate …

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Tax planning for salaried employees – how to save more
Finance
Tax planning for salaried employees – how to save more

When carrying out the tax management process and compiling various forms and slips, one thought that arises in every employee’s mind is about the tax-saving options for salaried professionals. So, if you, too, are wondering how to make the most of tax benefits for salaried employees, you are not alone. The good news is that …

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How to consolidate your credit card debt and save money
Credit Card
How to consolidate your credit card debt and save money

Credit cards offer an excellent way to purchase daily essentials, electronics and more as well as address emergencies. Using them, you can boost your savings through rewards, discounts and cashback. However, credit cards are a credit facility and require you to make timely payments.  Missing paying your bill by the due date, you not only …

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SBI Balance Check Number By SMS, Missed Call, Net Banking & Mobile Banking
Banking
SBI Balance Check Number By SMS, Missed Call, Net Banking & Mobile Banking

The State Bank of India’s SBI balance check number is a quick and convenient way to know your account balance without visiting a branch. Keeping a check on your account balance is a beneficial habit that enables you to make decisions in sync with your available finances.   Checking your account balance through a helpline number is extremely easy, and …

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Types of Loan for Agricultural Land Purchase
Finance
Types of Loan for Agricultural Land Purchase

A loan for purchasing agricultural land can help you invest in a valuable asset with can be useful for cultivation of crops or other activities. This secured loan is one of many types of land loans issued by all banks and NBFCs. However, there are a few rules and restrictions for getting this credit facility.   …

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Understand the Impact of GST on Personal Loans
Personal Loan
Understand the Impact of GST on Personal Loans

Do you need to pay GST on personal loan EMIs? The answer is no. However, it’s levied on processing fees and other charges. Being aware of these tax implications beforehand helps you manage your repayments without much hassle. This is because these charges can impact your borrowing costs significantly.  As you may know, taking a …

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