The Vibe Journal: Finance Blogs

Ever wondered why the salary you take home each month doesn’t match the number mentioned in your offer letter? That’s where the difference between CTC vs in hand salary comes in.  CTC (Cost to Company) is the total amount an employer spends on you in a year including your basic pay, benefits, bonuses and contributions …

Wondering how to get a personal loan quickly? With advances in technology, you don’t have to worry as the process has become simpler. You can get an instant loan online from lenders like Fibe – the most reliable online personal loan app.  A personal loan can have great utility in times of financial need, such …

With the growth in popularity of fintech and eCommerce, lifestyle upgrades have become accessible to almost everyone. With instant online loans, credit cards, and other debts to help manage the cash flow, people are now able to afford cars, homes, electronics, vacations, or even skill upgrades they previously wouldn’t have had access to.  However, for …

Employees increasingly want more than simply a job. They are looking for employment that provides more than just paid time off and health insurance. They desire tax incentives, a retirement plan, debt relief, and assistance with personal financial planning. Employees appreciate their employers for offering fair financial wellness services, which are difficult to find elsewhere. …

Looking for a personal loan without salary slip? Many individuals—freelancers, self-employed professionals, or those earning through rent or investments—don’t receive salary slips but still need quick funds. The good news is that you can still get a loan without salary slip by providing alternate proofs of income. Lenders assess your repayment capacity not just through …

For a self-employed individual, getting personal loans from banking institutions can be difficult because banks need proof of reliable cash flow, a comprehensive business plan, and thriving business infrastructure. The lack of access to funds may cripple your plans to grow your business. However, it is not the case with the Fibe personal loan app; …

Public transport is advantageous in many ways – from costs to efficiency, but having a personal vehicle has a whole other level of appeal altogether. It gives you a sense of freedom and space. Further, two-wheelers have greater appeal over cars. It makes your commute easier and is cheaper for long-term use by individuals or …

Getting a personal loan on Aadhaar card has become extremely easy today, thanks to digital lending. Most lenders now allow you to apply for an instant loan on Aadhaar card with minimal paperwork, making credit more accessible than ever. Since an Aadhaar is a 12-digit government-issued ID containing your demographic and biometric information, it acts …

The raging pandemic has led to economic uncertainty, and these uncertainties may occur any time without prior information. During these times banks, NBFCs, and other lenders tighten their lending norms due to the situation. With several lay-offs and pay cuts, there is a constant worry amongst lenders that their NPAs – the non-performing assets – …

Students around the world have been taking online classes because of the pandemic. And with students getting used to online classes during the pandemic for an entire year, many are opting for online education courses because of the flexibility and convenience of studying from the comfort of their homes.  There may be several benefits of …