The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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Credit Card Application Status: Track CC Status Online & Offline
Credit Card
Credit Card Application Status: Track CC Status Online & Offline

To help you easily track your credit card application status, card issuers offer many simple and quick options. You can complete credit card tracking online or offline, and get an update using a mode that is convenient. When you track your credit card (CC) application, your card provider will request a few details, such as:  …

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Credit Card: Minimum amount due and why to pay it right away?
Credit Card
Credit Card: Minimum amount due and why to pay it right away?

When you use a credit card, the minimum amount due is one of the options that you will see in your card statement. If you are unable to clear your credit card bill in full due to budget restrictions or any other reason, paying the credit card minimum due amount is a smart option. Read …

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Generate Credit Card PIN: How to do it online and offline?
Credit Card
Generate Credit Card PIN: How to do it online and offline?

Today, credit card issuers allow you to generate a credit card PIN both online and offline conveniently. The PIN code for a credit card simply refers to the unique identification number that you need to set for your credit card. Whenever you make a transaction, the POS or payment gateway needs you to enter your …

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How to Block Your Credit Card: Online & Offline Method
Credit Card
How to Block Your Credit Card: Online & Offline Method

Knowing how to block credit cards is crucial. After all, unauthorised transactions can rake up your credit card bill, leading to additional charges if you don’t take any action. This can lead to a financial burden and can negatively impact your creditworthiness.  Read on to learn how to block credit cards using different methods and …

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No-cost EMI on Credit Cards: Meaning, benefits, cons and more
Credit Card
No-cost EMI on Credit Cards: Meaning, benefits, cons and more

Opting for no-cost EMI on credit cards is a great way to finance big-ticket purchases without making a dent in your savings. Many credit card issuers offer this facility on select products, brands and more. Additionally, you can opt for this payment option on online and offline platforms. To know the no-cost EMI meaning, how …

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NBFC Personal Loan: Benefits, Eligibility, Charges and How to Apply
Banking
NBFC Personal Loan: Benefits, Eligibility, Charges and How to Apply

An NBFC (Non-Banking Financial Company) is a financial institution that lends money without being a bank. Many NBFCs offer personal loans online, so you can apply, complete verification and receive the money without visiting a branch.  Most NBFC personal loans are unsecured, so you don’t need to pledge collateral. This guide covers what they cost, …

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What is a Credit Card Balance? Definition, Benefits and More
Credit Card
What is a Credit Card Balance? Definition, Benefits and More

Regularly checking your credit card balance is a healthy financial habit as it indicates the amount you owe your credit card issuer. Regular balance tracking is the key to financial planning because it makes budgeting easier. It also helps you avoid late payment and interest charges as you can plan the payment in advance.  Read …

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Apply for a Credit Card with Axis Bank and Fibe for Instant Approval
Credit Card
Apply for a Credit Card with Axis Bank and Fibe for Instant Approval

When you apply for a credit card with Axis Bank in partnership with Fibe, you can be a part of the new age innovation while enjoying a plethora of benefits. Thanks to fintech advancements, there are many revolutionary changes in the lending industry. Adding to the trend, Fibe and Axis Bank introduced India’s first numberless …

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iPhone on EMI: How to buy, chose the model and finance your purchase
Instant Cash Loan
iPhone on EMI: How to buy, chose the model and finance your purchase

Today you can finance an iPhone via affordable EMIs both online and offline with ease. Many lenders in India offer a plethora of short-term loans or credit card options that you can use to buy your iPhone.  With so many options, choosing one can be difficult, especially when you want to buy an Apple iPhone …

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Learn How to Buy a TV Under ₹20,000 on Affordable, Pocket-friendly EMIs
Instant Cash Loan
Learn How to Buy a TV Under ₹20,000 on Affordable, Pocket-friendly EMIs

When looking to buy a TV under ₹20,000, it is vital that you research your options. Most of these TVs have smart features offering internet connectivity, OTT subscription, voice assistance and more. Some models also have outstanding visual and audio quality, and you have many options to choose from.  Moreover, you can pay for a …

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