The Vibe Journal: Finance Blogs

In 2021 alone, Indians lost ₹160,000 crores in banking scams. Among these, credit card fraud in cyber security has emerged as one of the most prominent concerns. In the last fiscal year, the RBI recorded the highest number of cases related to digital payments with credit cards. Despite security advancements and encryption protocols, fraudsters and …

To help you easily track your credit card application status, card issuers offer many simple and quick options. You can complete credit card tracking online or offline, and get an update using a mode that is convenient. When you track your credit card (CC) application, your card provider will request a few details, such as:  …

When you use a credit card, the minimum amount due is one of the options that you will see in your card statement. If you are unable to clear your credit card bill in full due to budget restrictions or any other reason, paying the credit card minimum due amount is a smart option. Read …

Today, credit card issuers allow you to generate a credit card PIN both online and offline conveniently. The PIN code for a credit card simply refers to the unique identification number that you need to set for your credit card. Whenever you make a transaction, the POS or payment gateway needs you to enter your …

Knowing how to block credit cards is crucial. After all, unauthorised transactions can rake up your credit card bill, leading to additional charges if you don’t take any action. This can lead to a financial burden and can negatively impact your creditworthiness.  Read on to learn how to block credit cards using different methods and …

Opting for no-cost EMI on credit cards is a great way to finance big-ticket purchases without making a dent in your savings. Many credit card issuers offer this facility on select products, brands and more. Additionally, you can opt for this payment option on online and offline platforms. To know the no-cost EMI meaning, how …

An NBFC loan is a quick solution to get the credit you need to cover personal expenses. NBFCs or Non-Banking Financial Companies are growing in popularity, thanks to fintech advancements and online lending platforms. These financial companies are also making credit more accessible to Indians, thereby promoting financial inclusion.  Considering this, there are many advantages …

Regularly checking your credit card balance is a healthy financial habit as it indicates the amount you owe your credit card issuer. Regular balance tracking is the key to financial planning because it makes budgeting easier. It also helps you avoid late payment and interest charges as you can plan the payment in advance.  Read …

When you apply for a credit card with Axis Bank in partnership with Fibe, you can be a part of the new age innovation while enjoying a plethora of benefits. Thanks to fintech advancements, there are many revolutionary changes in the lending industry. Adding to the trend, Fibe and Axis Bank introduced India’s first numberless …

Today you can finance an iPhone via affordable EMIs both online and offline with ease. Many lenders in India offer a plethora of short-term loans or credit card options that you can use to buy your iPhone.  With so many options, choosing one can be difficult, especially when you want to buy an Apple iPhone …