Fibe Credit Card vs Traditional Credit Card: All You Need to Know

  • Published on: 6 Dec 2023
Fibe Credit Card vs Traditional Credit Card: All You Need to Know

The newly launched Fibe Credit Card is a co-branded card launched in collaboration with Axis Bank and comes with attractive features and benefits. With it, you can make every transaction more convenient and rewarding. 

One of its many standout features compared to traditional credit cards is that you can link this numberless RuPay credit card with third-party UPI applications. This facilitates quick and hassle-free online payments. 

To know more about how the Fibe Axis Bank Credit Card differs from traditional credit cards, read on.  

Fibe Axis Bank Credit Card VS. Traditional Credit Card

Note these differences between the Fibe Axis Bank Credit Card and traditional credit cards to choose the ideal one for yourself. 

ParticularsFibe Axis Bank Credit CardTraditional Credit Card
Offers and Rewards3% Cashback on every transaction1% Fuel surcharge waiver up to ₹400 per month4 Complimentary domestic airport visitsVaries depending on the credit card you choose
Fees and ChargesNo joining and annual feesMost credit cards come with joining and annual fees
UPI Linkage Since it is a RuPay credit card, you can link it with a UPI app to make quick and safe online paymentsMost traditional credit cards can’t be linked with a UPI application unless they are RuPay cards

How to Link the Fibe Axis Bank Credit Card with UPI?

In June 2022, the Reserve Bank of India (RBI) allowed RuPay credit cardholders to link their card with UPI applications. Here are the steps you need to follow to link the Fibe Axis Bank Credit Card with the UPI:

  • Step 1: Download and open the UPI application on your smartphone and select the ‘Add/Link Credit Card’ option
  • Step 2: Select the issuing bank, i.e., Axis Bank in this case 
  • Step 3: Choose the credit card you wish to link, i.e., the Fibe Axis Bank Credit Card
  • Step 4: Click on ‘Confirm’ to complete the linking process

Once you have linked the Fibe Axis Bank Credit Card to your UPI ID, you need to generate a 4-digit or 6-digit UPI PIN to start making online payments. Here is how you can generate a UPI PIN:

  • Step 1: Proceed to select the ‘Generate PIN’ option on the UPI application
  • Step 2: Select the credit card, i.e., Fibe Axis Bank Credit Card
  • Step 3: Enter your credit card details, such as the last 6 digits of your card number and the expiry date
  • Step 4: Enter and submit the OTP to set a 4-digit or 6-digit PIN 

Also Read: Fibe Axis Bank Credit Card on UPI apps

How to Pay With the Fibe Axis Bank Credit Card Through UPI

Once you have linked the Fibe Axis Bank Credit Card, you are all set to make seamless online payments. You can pay through UPI using this card by following these simple steps:

  • Step 1: Enter the merchant UPI ID or scan the merchant QR code
  • Step 2: Enter the amount you need to pay or confirm the auto-fetched amount that appears on the screen
  • Step 3: Choose Fibe Axis Bank Credit Card as your payment option
  • Step 4: Enter your UPI PIN and confirm your payment

Now that you know why to get the Fibe Axis Bank Credit Card, apply for it today! Download the Fibe Cash Loan  App or register on the website. With a simple application process, you can instantly add this card to your wallet!

FAQs on Fibe Axis Bank Credit Card Vs Traditional Credit Card

How much cashback can I earn using the Fibe Axis Bank Credit Card?

With the Fibe Credit Card, you can earn cashback of up to 3% on every transaction. 

What are some of the major benefits offered by the Fibe Axis Bank Credit Card?

There are various benefits you can enjoy with Fibe Axis Bank Credit Card. Some of these are:

  • Get cashback of up to 3% on every spend
  • Complimentary domestic lounge visits 
  • Enjoy 1% fuel surcharge waivers every month
  • Get discounts on with dining with partner restaurants  
  • Make easy payments through UPI 
  • Pay no joining or annual fees 

Can I link the Fibe Axis Bank Credit Card with third-party UPI applications?

Yes, since the Fibe Credit Card is a RuPay card, you can link it with third-party UPI applications.

 Share

Our top picks

Can Millennial Stress be Resolved by Financial Wellness?
Finance | 3 mins read
How Organisations Can Measure the Impact of Financial Wellness Programs
Finance | 3 mins read
How Can HR help Overcome Staffing Challenges in the Digital Age?
Corporate | 3 mins read
5 Signs of A Good HR Function
Corporate | 3 mins read