The Vibe Journal: Finance Blogs

When you borrow from a lender, your Loan Account Number (LAN) acts as an identifier for you as a customer. This alphanumeric code corresponds to your loan account to help you track your loan details on the lender’s web platform.   When you get a loan, you must repay on time to service your obligation and …

If you are trying to figure out how to calculate EMI in Excel for a personal loan, you’ve come to the right place. This blog explains the EMI calculation formula in excel step-by-step, so you can know exactly how much you’ll need to pay every month. Calculating your EMI before applying for a loan helps …

By booking an FD with the latest ICICI Bank fixed deposit rates, you can earn lucrative returns. Based on the chosen tenure and FD type, these rates change, and you can decide on the best terms to meet your goals. Some key features of booking a deposit with this issuer: Read on to learn the …

Kotak Mahindra Bank, one of India’s fastest-growing banks, offers fixed deposit schemes where you can start investing with just ₹5,000. You can get attractive interest rates on these FDs depending on certain factors, such as:  So, read on to know the latest rates and more. Kotak Mahindra Bank FD Rates for Deposits Less Than ₹2 …

DBS Bank offers a high-interest rate of 8.00% on their FDs alongside convenience and safety. DBS is a celebrated bank which has received accolades as: You can choose the tenure that best suits you from the multiple options offered. DBS Bank also offers an additional 0.50% interest rate to senior citizens.  DBS Bank FD Interest Rates …

As an IndusInd Bank customer, you can now get quick assistance with your queries and concerns through 24×7 toll-free customer care numbers. Whether you need help with phone banking, credit card services or NRI banking, you can skip long processes and get instant solutions over a call. These helplines ensure round-the-clock support, making banking easier …

Looking to invest in a Fixed Deposit? As of 2025, Axis Bank offers FD interest rates ranging from 3.00% to 7.10%, depending on the tenure, deposit amount and your age. You can start investing with just ₹5,000 and earn attractive returns tailored to your financial goals.  These rates vary based on several factors:  Knowing the …

Post Office Savings Schemes have been in existence since India’s independence and were meant to promote a habit of saving among citizens since their launch. If you are taking this traditional route to save, you can park your funds in the following schemes: Read on to know the latest interest rates for Post Office FDs as …

The Government of India brought in the Goods and Services Tax to simplify indirect taxation. Before its implementation, there were numerous taxes on the supply of goods and services, including:  The multitude of taxes made the process increasingly challenging to comply with. However, the new multi-stage and destination-based tax has resolved this issue. Read on …

Are you a professional relocating for work and need funds to pay your housing deposit? Or do you need to bridge a cash crunch to address medical needs? Whether you are looking to upgrade your life or meet a short-term requirement, the Fibe Instant Cash Loan can be your ally.  This personal loan requires no collateral and …